• Bank of Commerce Credit Cards with 3 Cards to Choose From

    Bank of Commerce Credit Card
    Credit Card
    Annual Fee
    Reward type
    Bank Of Commerce Mastercard Classic
    Annual Fee:
    P1,200
    Free for 1st year
    Reward type:
    Gas, Groceries, Shopping, Utilities and Dining
    Bank Of Commerce Mastercard Gold
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Shopping and Dining
    Bank Of Commerce Mastercard Platinum
    Annual Fee:
    Free
    Reward type:
    Shopping, Utilities and Dining

    Bank of Commerce MasterCard Gold

    Mastercard Gold is a unique credit card offered by the Bank of Commerce to it’s customers at an interest rate of 3.25%, with a waived annual membership fee for the first year.

    1. Am I eligible for the credit card?

      If you are between 21 to 65 years of age, and a citizen/resident of Philippines or local resident foreigner, you are eligible for the card.

    2. What is the minimum income requirement?

      Annual income requirement is a minimum of at least P455,000 for Gold MasterCard.

    3. What is the Installment Plus feature ?

      With the Installment Plus feature of the credit card, customers can avail installment offers payable in 3, 6, 12, 18, 24 and 36 months on interest rates as low as 0%, if they shop from establishments recognized by the Bank

    4. Is Balance transfer facility available?

      Yes.

    5. Are there any reward points for using the credit card?

      Yes. For every Php25 spent on the Bank of Commerce MasterCard credit card, cardholders will earn one reward point.

    Bank of Commerce MasterCard Platinum

    Mastercard Platinum offers incomparable offers and privileges to the customers with no annual fees and no charges on primary and supplementary cards, and has unique features like dual currency billing. The effective interest rate is 2.95%, which is very low compared to other cards.

    1. Am I eligible for this credit card?

      If you are between 21 to 65 years of age, and a citizen/resident of Philippines or local resident foreigner, you are eligible for the card.

    2. What is the minimum income requirement?

      Annual income requirement is a minimum of at least P1,200,000 for Platinum MasterCard.

    3. What is the installment convert feature?

      Customers can convert major purchases such as tuition fees, hospital bills, etc. to payment in installments with low monthly interest rates and longer payment terms.

    4. What is Dual Currency Billing?

      Platinum credit card users can avail dual currency billing whereby they can make use of the convenience of separate billing for local and international purchases. All local purchases will be billed and paid in Philippine Peso and international purchases will be billed and paid in US Dollars.

    Other Products from Bank of Commerce

    About Bank of Commerce

    Bank of Commerce is known by the following names - BankCom, Bancommerce and BoC. It is one of Philippines’ leading commercial banks and the 15th biggest lender by asset in the nation. It is headquartered in Saint Francis Avenue, Mandaluyong. The Bank offers a wide range of banking and financial products and services including consumer banking, credit card services, deposit and cash management products, e-banking solutions, trade and remittances, corporate banking, treasury and trust services.

    In 2008, Bank of Commerce was backed by San Miguel Group and this increased the bank’s reserves and its risk and management system. The Bank currently has 123 branches across the nation.

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