• Citibank Credit Card

    Citibank Bank Credit Card
    Credit Card
    Annual Fee
    Reward type
    Citi Cash Back Card
    Annual Fee:
    P2,800
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping, Utilities and Dining
    Shell Citi Card
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Gas and Utilities
    Citi Platinum Visa
    Annual Fee:
    P5,000
    Free for 1st year
    Reward type:
    Travel, Insurance, Gas, Groceries, Shopping, Dining and Premium
    Citi Rewards Card
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping and Dining
    Mercury Drug Citi Card
    Annual Fee:
    P2,000
    Free for 1st year
    Reward type:
    Insurance, Gas, Groceries and Utilities
    Citi PremierMiles Card
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Insurance, Gas, Groceries, Shopping and Premium

    Citibank offers credit cards with a wide range of features, discounts, etc. Citibank is the top choice for credit cards in the Philippines. Citibank offers credit cards for travelers, shoppers, etc. You earn different types of rewards and privileges.

    Features and Benefits of Citi Credit Card

    Following are the various features and benefits of Citibank credit cards:

    • You stand a chance to win free hotel stays, gifts, etc.
    • You earn reward points everytime you use the credit card.
    • Reward points are redeemable at hundreds of brands worldwide.
    • Your reward points multiply when you spend overseas.
    • You get rebates when you spend on fuel, groceries, and travel.
    • You can get supplementary cards for all your credit cards.
    • There is no annual fee charged on your credit cards.
    • You get a cash advance, instalment plans, etc.
    • The card is accepted in 150 countries.
    • You get higher credit limit.
    • You can avail combined credit limit.
    • You get 7 supplementary cards.
    • You can enjoy 0% interest on instalment plans. The instalment tenure offered is up to 24 months.
    • You can opt for instalment plan after the purchase.
    • You get dining privileges at over 1,000 locations in the Philippines.
    • You get credit shield for your card.
    • You can take cash advance when needed.
    • You can settle all your utility bills through the auto-debit arrangement.
    • You can pay for purchases overseas in pesos.

    Eligibility Criteria to Get Citibank Credit Card

    You must meet the following criteria to be eligible for a credit card:

    • Minimum age – 21 years.
    • A resident of Philippines.
    • Have a valid Philippine billing address.
    • Minimum annual income of P250,000 per year for a classic card. For a gold card, the minimum annual income required is P360,000.
    • You must have a postpaid landline or postpaid mobile phone number.
    • You must have a Tax Identification Number and GSIS/SSS number.

    Documents Required for Applying Citi Credit Card

    You must submit the following documents along with your application form:

    • Photocopy of 2 valid IDs with signature and photo.
    • TIN ID card.
    • SSS Photocard.
    • Driver’s license.
    • Passport.
    • Proof of Income.
    • Company ID.
    • If you are employed you have to submit two of the below documents:
      • BIR form.
      • Latest ITR.
      • Latest payslip.
      • Original Certificate of Employment.
      • A copy of recent credit card statement from another bank.
    • If you are self-employed and your assets are less than P15 million, you have to submit one of the following documents:
      • Latest Audited Financial Statement stamped by the BIR.
      • Latest ITR stamped by the BIR.
      • A copy of recent credit card statement from another bank.
    • If you are self-employed and your assets are more than P15 million, you have to submit the following documents:
      • Latest Audited Financial Statement stamped by the BIR.
      • Latest ITR stamped by the BIR.
    • If you are a foreign national, you will have to submit one of the following documents:
      • Visa and working permit.
      • Immigration Certificate of Residence.
      • Alien Certificate of Registration.

    Types of Citibank Credit Card

    Citibank offers the following credit cards:

    1. Citi Rebates Credit Card
    2. The following are the various rebate credit cards offered by Citibank:

      Citi Cashback Card:

      You earn rebates every day. You get the following features and benefits with this card:

      • Up to 6% rebate at supermarkets for purchases of P10,000 and above.
      • Up to 2% rebate at Meralco.
      • Up to 0.20% rebate for all other purchases for purchases below P10,000.
      • You can accumulate the rebates and redeem them when you need them the most.
      • You can redeem your rebates for as low as P1.
      • There is no limit on the rebates you can redeem. You can redeem at certain Shopwise branches. The branches are Manila, Commonwealth, Sucat, Cebu, San Pedro Laguna, Makati, Alabang, Bagumbayan, Antipolo, and Araneta.

      Shell Citi card:

      You get rewards for gassing up and on toll fees, auto repairs, accessories, etc. The features and benefits of this card are as follows:

      • You get up to 5% rebate on shell fuel purchases, toll fees both NLEX and SLEX, auto shops, and auto repairs or purchases of P10,000 and above.
      • You can redeem as much as you want in the denomination of P1.

      Mercury Drug Citi Card:

      With this card, you can put your health first. You can enjoy up to 10% rebate at Mercury Drug and at the participating hospitals. The features and benefits of this card are as follows:

      • You can enjoy up to 10% rebate at Mercury Drug and at the participating hospitals on a minimum spend of P10,000.
      • You can enjoy up to 5% rebate at Mercury Drug and at the participating hospitals on a minimum spend of P5,000.
      • You get automatic enrolment to Emergency Quick Response Program.
      • You get 24*7 free ambulance service worth P10,000.
      • You get 24*7 Medical advisory.
      • The participating hospitals are Asian Hospital and Medical Center, Makati Medical Center, The Medical City, and St. Luke’s Medical Center.
    3. Citi Rewards Credit Card:
    4. Following are the various reward credit cards offered by Citibank:

      Citi Platinum Visa:

      You earn the best rewards with this card. The features and benefits of this card are as follows:

      The reward points do not expire.

      • You earn 1 point for every P30 spent on the card.
      • You get 3x reward points for shopping and dining purchases.
      • You can use the points to pay for the entire purchase.
      • When you spend P500,000 on the membership, you earn renewal bonus of 5,000 reward points.
      • You can pay with the points and reach out to the priority hotline to use the points to pay off for the purchases.
      • You can use the points to waive off annual fees, get frequent flyer miles, and donate to charity.
      • You get VIP lounge access.
      • You get Common Carrier Travel Accident Insurance and Travel Inconvenience Protection.
      • You get 30-day purchase protection on the goods purchased from the card.
      • You get up to 30% discounted green fees at the prestigious golf clubs around the world.

      Citi Rewards card:

      This card doesn’t charge any annual fees. The features and benefits of this card are as follows:

      • You earn 1 reward points on every P30 spent on the card.
      • You get 3x reward points when you shop, book Cebu Pacific tickets, and when you dine.
      • You can use the points to redeem for free hotel stays, free flights, merchandise, etc.
      • If you are not maintaining a good credit standing and not using it to make any transaction in a year, you will be charged P2,500.

      Citi Prestige card:

      The features and benefits of this card are as follows:

      • You get an unlimited 4th night free at any hotel that has been booked through the concierge.
      • On every P30 spent, you earn 1 ThankYou point.
      • You earn 5x points on shopping, dining, and overseas.
      • You get annual relationship bonus points based on your spend in the previous year.
      • 3 complimentary rounds of golf are offered for the primary cardholder.
      • You get complimentary PriorityPass Membership.
      • You get complimentary Airport Meet and Assist Services.
      • You get complimentary one-way Luxury Airport Transfer.
      • You get access to a dedicated hotline and Global Concierge Service.
    5. Travel Credit Card:
    6. Citibank offer the following travel credit card:

      Citi PremierMiles Card:

      This card lets you earn airline miles. The features and benefits of this card are as follows:

      The airline miles earned do not expire.

      • You can redeem the hotel stays and flights through Citi ThankYou rewards.
      • You get complimentary international airport lounge access.
      • You get 24*7 Visa Signature Concierge Service.
      • You earn 1 mile for every P30 spent on the card.
      • There are no hassles of blackout dates, limited availability, etc.
      • You can redeem 1,500 miles for P500 charged to your card.
      • You get Common Carrier Travel Accident Insurance and Travel Inconvenience Protection.
      • You get annual fee waiver at 18,000 PremierMiles for primary cardholder and 9,400 PremierMiles for the supplementary cardholder.
      • You can choose for cash credit vouchers from P500 to P5,000.
      • You can transfer 1,000 PremierMiles for hotel partners or airline.

    Supplementary cards

    You get up to 7 supplementary cards for all types of credit cards. You will be charged annual fees for all the supplementary credit cards. You can go to the website and download the application form to avail the supplementary credit cards. You must fill out the application form and print it out and then sign it. The supplementary card applicant should also sign the form. The form should be then scanned and emailed to supple.id@citi.com. You must also attach the supplementary card applicant’s photo-ID card issued by the government.

    Citi Rewards

    You can earn reward points and ThankYou points on the purchases made with your Citibank credit card. You earn 1 reward points on every P30 spent on the card. On every P30 spent, you earn 1 ThankYou point. You earn 1 mile for every P30 spent on the card if you have the PremierMiles card.

    Insurance on Citi Credit Card

    You get the following insurance if you have a PremierMiles card and Platinum Visa card:

    • Common Carrier Travel Accident Insurance:
    • You will get a cover of up to P1 million in the case of loss of life due to accidents from the point of departure to the point of arrival at your destination.

    • Travel Inconvenience Protection:
    • You get protection for:

      • Missed flight.
      • Delayed or canceled flight
      • Delayed luggage.
      • Lost luggage.

      The other insurance offered are:

    • Free 30- day purchase protection:
    • For the purchases that are charged to your Citibank credit card, you will be protected from accidental loss for 30 days from the date of purchase.

    • CreditShield plus:
    • You must enroll for the CreditShield plus if you wish to get credit card protection in the event of your death or critical illness which will affect the creditworthiness and your family.

    • Citi Card Protection Plan:
    • You can opt for this if you want to protect yourself from fraud due to loss of card and identity theft. This plan absolves you from financial liability in case the card was used fraudulently.

    Citibank Credit Card Promos

    You get to avail the following promotions if you have a Citibank credit card:

    • You get 15% off on the shipping fees at pobox.ph. You have to use the promo code Citi15 + the first 6 digits of your credit card.
    • You get 15% off at Lazada. The maximum discount offered is P500. The offer will be valid until 31st January, 2017.
    • You get 10% off on your purchase at Galleon.ph. You have to use the promo code Citi10 + the first 6 digit of your card. The offer will be valid until 31st July, 2017.
    • You get up to 70% off at Melo’s and Carmelo’s. You also get 50% off on select Japanese Wagyu. The offer is valid until 28th February, 2017.
    • You get 50% off at Cowrie Grill for lunch and dinner. The offer is valid until 31st March, 2017. The blackout dates are 24th and 25th December, 2016, 1st January, 2017, and 13th and 14th February, 2017.
    • You get 10% off on hotel accommodations at Expedia.com. This offer is valid for bookings until 15th January, 2017. The promo code is the first 6 digits of your credit card.
    • You get 30% off on Contiki tours to USA, Europe, and Canada. You also get 0% PayLite for 3 months.
    • You get P50 off on the movie tickets via GMovies. This offer is valid until 31st December, 2016.

    Payment Option for Citi Credit Card

    You can pay your credit card bills through the following ways:

    • Pay through the Card Payment Express Machines at the Citibank branches.
    • You can enroll for the auto-debit facility. You can choose to pay the minimum amount due, the total amount due, or to pay a fixed amount each month.
    • Pay online or through mobile banking.
    • You can pay through BancNet, if you have an account.
    • You can pay through the online facility of BPI or Union Bank.
    • The accredited payment partners through which you can pay are as follows:
      • BPI
      • BDO
      • China Bank
      • UCPB
      • Metro Bank
      • Union Bank
      • Robinsons Department stores
      • SM Department store
      • SM Supermarkets and Hypermarkets
      • Save More branches

    Fees and charges

    The Citibank credit card fees and charges are as follows:

    Annual fees for principal card

    Mercury Drug Citi – P2,000

    Shell Citi – P2,000

    Citi Rewards – P2,500

    Citi Cashback – P3,500

    Citi Platinum – P5,000

    Citi PremierMiles – P5,000

    Citi Prestige – P12,000 (fully billed on the 1st statement)

    Citi Classic – P1,500

    Citi Gold – P2,500

    Cebu Pacific Citi – P2,800

    Annual fees for supplementary card

    Mercury Drug Citi – P900

    Shell Citi – P1,200

    Citi Rewards – P1,250

    Citi Cashback – P1,750

    Citi Platinum – P2,500

    Citi PremierMiles – P2,500

    Citi Prestige – P6,000 (free for 1st 7 supplementary cards)

    Citi Classic – P750

    Citi Gold – P1,250

    Cebu Pacific Citi – P1,400

    Retail monthly EIR 3.5%
    Cash advance monthly EIR 3.64% + Cash advance service charge
    Cash advance service charges 3% of the cash advance amount or P500, whichever is higher. If the cash advance is made over the counter, an additional fee of P500 is applicable.
    Minimum amount due Total amount due, if the balance is less than or equal to P500.
    Foreign transaction service fee 3.525% + the rate determined by Visa or MasterCard.
    Manager’s cheque delivery charge P50
    Cancellation processing fee P300
    Card replacement fee P400
    Overlimit fee P500
    Returned cheque fee P1,500
    Charge slip retrieval fee P250
    Disbursement fee P250

    How to apply for Citibank Bank Credit Card?

    You can apply for a credit card by visiting the nearest Citibank Bank branch. You can also apply for Citibank Bank credit card online. You will have to fill out personal and employment information when applying for the card. You will also have to fill out the other credit card information when you are applying. After you have submitted the application form, the bank representative will call you to assist with the application.

    Citibank Credit Card Hotline

    You can contact Citibank at 995- 9999 in Metro Manila. In Cebu, you can call at 234- 9999. IF you are abroad, you can call +63-2-995-9999.

    FAQs about Citibank Credit Card

    1. Is there a limit to the rebates you can earn on Mercury Drug Citi card?
    2. Yes, the Mercury Drug Citi cardholder can earn up to P800 worth of rebates in a billing statement.

    3. What are the transactions that do not earn rebates?
    4. The transactions that do not earn you rebates are annual membership fees, balance transfer, call for cash, late payment charges, interest charges, sales slip retrieval fee, card replacement fee.

    5. How to avail free ambulance service if I have a Mercury Drug Citi card?
    6. You can call the Lifeline Rescue Hotline at 839-2520 to 30, 091 754 169 11, 091 752 769 11.

    7. How do I redeem my rebates?
    8. You can redeem your rebates by calling at 995-9999.

    9. How long does it take for the rebates to apply?
    10. Rebates get credited to your account within 3 business days.

    11. How to report a lost or stolen card?
    12. If you have lost your Citibank Bank credit card, you must immediately call the 24-hour customer care center and report that the card that has been stolen or lost. You can also request for a card replacement at the time of reporting it lost or stolen.


    News About Citibank Credit Card

    • Citi Launches ThankYou Rewards for Philippine Credit Card Customers

      Citi credit card customers in the Philippines can now look forward to redeem reward points, rebates and miles on a global platform, giving them access to the most competitive travel and lifestyle rewards. Cardholders can choose to redeem their rewards online on the dedicated travel portal such as exchange miles for flight tickets, book vacation packages and receive instant confirmation. The most outstanding part of this rewards program is that there are no blackout dates.

      This portal also acts as an interface for customers to compare flight and hotel rates, giving them the advantage of getting discounts on the portal. The site is designed to help customers customize their requirements and sort as per various indicators. The ThankYou Rewards Programs also lets customers to redeem accumulated rewards for items from the catalogue, consisting of merchandise from the Philippines and locations abroad. Some of the prominent categories are luggage, apparel, charity etc.

      23rd March 2016

    • Citi launches Prestige Credit Card in the Philippines

      Citi has now set a new benchmark in the banking services industry in the Philippines, by launching the new Citi Prestige credit card which is the first ever global credit card by Citi. This credit card has been particularly designed to offer global benefits to all their customers.

      The Citi Prestige credit is now available in the United States, Mexico, Singapore, Thailand, Korea, Australia, India, Malaysia, Hong Kong and Columbia.

      Apart from the already exciting features and countless benefits of this card, The Citi Prestige cardholders will now not only have exclusive lounge access for themselves but for their family and friends as well. Customers also receive access to a 24 X 7 concierge service available anywhere in the world.

      One of the unique features of the Citi Prestige credit card is also that they reward customers for renewing their subscription with Citi every year with welcome gifts and over 120,000 ThankYou bonus points that can be redeemed for anything that the customer chooses.

      With attractions such as these, this card is set to change the credit card trends in the Philippines next year.

      16th November 2015

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