• BDO American Express Platinum Credit Card

    BDO American Express Platinum Credit Card
    Credit Card
    Annual Fee
    Reward type
    BDO American Express Platinum Credit Card
    Annual Fee:
    Free for 1st year
    Reward type:
    Travel, Shopping, Utilities, Dining, Entertainment and Premium


    In 2007 BDO Unibank Inc. (BDO) joined hands with Equitable PCI Bank (EPCI) to become one of the leading financial institutions in Philippines, offering all kinds of finance related services and products such as Credit Cards, Insurance Brokerage, Investment Banking, lending etc. The bank boasts one of the largest branch networks in Philippines, with more than 1,200 ATMs and over 700 branches all over the country.

    The BDO American Express Platinum Credit Card is a premier card designed to match your Platinum lifestyle. The prestigious membership rewards program will make sure that you are rewarded very well when you swipe your BDO American Express Platinum Credit Card. You will earn one Membership Rewards point for every Php 45/USD 1 spent on the card. These points can be collected to be redeemed as any of the many rewards available from gift certificates, gadgets, home appliances and much more.

    What’s more, since as a BDO American Express Platinum Credit Card holder you will become enrolled in the Frequent Traveler Option, you can redeem your collected reward points as air miles or hotel loyalty points. There are six Frequent Flyer Program partners that you can choose from, as well as many hotels that the bank is partnered with where you can avail complimentary stays.

    Simply call the 24/7 Customer Service Hotline or 24/7 Platinum Concierge Service for any assistance you may need, anytime.

    Features and Benefits:


    Travelling will never be the same when you become a BDO American Express Platinum Credit Card holder. Get pampered with free lounge access at various terminals, so that your travels are more comfortable. This is available at the MIASCOR Lounge at NAIA where the lounge access is completely free of charge for you and a friend. You can also avail the same benefits by presenting your platinum card at Skyview Lounge at NAIA Terminal 3, Terminal 1 and MIASCOR Davao Lounge at Davao International Airport.

    No matter where in the world you are, you will be aided in the event of any legal/medical emergency thanks to the Global Travel Assistance provided for Platinum card holders.

    The Travel Service Offices are also available around the globe for any and all of your travel-related concerns and inquiries.

    Insurance for the traveler:

    The platinum card holder can be safe on the road benefitting from the exclusive Comprehensive Travel Accident and Inconvenience Protection Insurance. You will be automatically eligible to up to Php 20,000,000 of Travel Accident Protection.

    Inconveniences like Flight Cancellation, Denied Boarding or Delayed Flight Departure will be reimbursed between the sums of Php 15,000 and Php 30,000.

    • For Missed Connection you will be paid Php 15,000. Up to a maximum of Php 30,000 per family.
    • For Luggage Delay you will be paid between the sums of Php 15,000 and Php 30,000 per family.
    • For Luggage Loss you will be paid between the sums of Php 40,000 and Php 80,000 per family.

    Financial Flexibility

    Financial Management: The Dual Currency Feature ensures that you have the best of both worlds in one card. When you spend locally you will be billed in Peso, while international expenses will be billed in US dollars.

    Annual Membership Fee: If you spend more than Php 450,000 on your Platinum card the annual membership fee will be waived off. The basic Annual Fee for the platinum card is Php 5,000. You will not be charged annual fee for the first 5 Supplementary Cards that you procure. If you get more than five supplementary cards you will be charged Php 2,500 for every additional card.

    Finance Charge: The finance charge per month is only 2.75%.

    Cash Advance: Your platinum card will let you shop worry-free. You can withdraw up to 30% of your credit limit from over 1,700 BDO ATMs around Philippines. Also, if you are travelling abroad, simply look for an ATM with the American Express logo.

    Online Services: Your statement is available at your fingertips any time, anywhere. You can check it online or call the Customer Service Hotline.

    Pay your bills your way: Choose between eBanking, phone banking, SM Bills Payment or go directly to a branch counter to make your payment. If you choose to go to a branch counter you can either pay by cash or by check. You have the option of eBanking where you make your transactions by logging on to www.bdo.com.ph and making your payment from anywhere in the world. To do Phone Banking simply call 631-8000, access your BDO account and make your payment by using any touch-tone phone. Finally, you have the option of paying for your platinum card through SM Bills Payment.


    Exclusive Discounts and Privileges: As a member of the American Express Selects Program, you will be spoilt for choice when it comes to offers and privileges. Save big and get amazing offers throughout the year on dining, shopping and wellness in over 60 countries worldwide.

    Purchase Protection: When you shop with your platinum card, you are insuring your retail purchases for upto 30 days, thereby protecting it from loss, damage or theft. Your purchases are insured to an amount of Php 75,000 per occurrence or a maximum amount of Php 400,000 per year.

    Installment: Purchase that expensive gadget, furniture or appliance without paying any interest when you are shopping at any of the partnered stores. ExpressPay Convert lets you turn any cash purchase of Php 5,000 or more into credit card transaction so that you do not burn a hole through your pocket and can convert it into monthly installments.

    Supplementary Cards

    Share the happiness with your loved ones. You can add on supplementary cards to your Basic American Express Card and give them to your loved ones so that they enjoy the same benefits that you do on your card. You can also manage your expenses by setting limits to each supplementary card separately. Email the application form along with the necessary documents to amex@bdo.com.ph to get yourself a supplementary card.


    1. How can I contact the Customer Service?
    2. Simply dial 631-8000 to get in touch with the customer service assistance who will be happy to help you out. You can also call the following numbers to get in touch:

      Domestic Toll-Free:

      1-800-10-631-8000 (PLDT)

      1-800-3-631-8000 (Digitel)

      1-800-5-631-8000 (Bayantel)

      1-800-8-631-8000 (Globe), or

      If you are travelling, here is the International Toll-Free number you can use to get assistance from the customer service: (IAC)+800-8-6318000

    3. 2. If I have supplementary cards, will I have to pay the annual membership fees separately for those?
    4. You will not be charged annual fee for the first 5 Supplementary Cards that you procure. If you get more than five supplementary cards you will be charged Php 2,500 for every additional card.

    More read on BDO Credit Card

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    Banco de Oro or BDO was established in 1968, and is currently one of the foremost banks of Philippines offering a wide range of services and banking products. It is the largest bank within the Philippines in terms of loans, assets and deposits and is owned by the SM Group of Companies


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