• BPI Blue MasterCard

    BPI Blue MasterCard
    Credit Card
    Annual Fee
    Reward type
    BPI Blue MasterCard
    Annual Fee:
    P1,550
    Reward type:
    Travel, Insurance, Groceries and Shopping

    Overview of BPI Blue MasterCard

    The BPI Express Credit Blue MasterCard is an international credit card that is accepted worldwide by most establishments. This is a stepping stone to international credit cards for those who do not have much experience in using such cards.

    BPI Blue MasterCard Promotions

    • 12% OFF on hotel stays and tour packages via Asiatravel.com on a minimum purchase of P5,500 including hotels and tours. Cardholders can book via bit.ly/bpiatph and use the promo code “BPIAT12”. Promo is valid till January 31, 2018. Stay period from February 6, 2017 to June 30, 2018.
    • Cardholders can get exclusive access to the BPI x Zalora Anniversary Sale. Products at Zalora bought via their website can be availed at 20% off with BPI Card. Promo period valid from March 1- to March 31, 2017.
    • Cardholders get 15% off on a minimum expenditure of P500 with their BPI Credit Card at select Coffee Project outlets. Promo is valid until May 9, 2017.
    • 20% off on regular-priced Arena merchandise on paying with BPI Blue MasterCard. Promo is valid until September 30, 2017.
    • Cardholders get 70% off up to P700 each on the first 3 Grab rides using BPI Gold Credit Card. Promo runs from March 1- April 30, 2017.
    • Cardholders can enjoy Lazada's Birthday Surprise from March 21-23, 2017. 12% off first Lazada purchase using your BPI Blue MasterCard.
    • Cardholders can get 15% off on shipping fees via Jinio when shopping from U.S. online stores. Promo valid until May 15, 2017.

    Features and Benefits

    • AMF Waiver: First year FREE.
    • Cash Advance of up to 30% of your credit limit.
    • 24/7 access to BPI’s International Toll-free Service.
    • Cash advance facility accessible worldwide.

    Rewards

    Earn rewards points and freebies every time you use your BPI Blue MasterCard.

    • Real Thrills Rewards Points: P35 = 1 point.

    Insurance offered by BPI Blue MasterCard

    BPI Blue MasterCard comes with a complimentary travel insurance.

    This complimentary travel insurance covers travel-related accidental deaths, permanent disablement, medical and other expenses. It also covers expenses due to inconveniences during trip, interruptions and such other losses incurred while travelling as a passenger of any air, water or land conveyance. The insurance is activated only if the cardholder charges travel fare for such travel to their BPI Blue MasterCard.

    The coverage is as follows:

    • Accidental Death and Permanent Disablement: P10,000,000.
    • Medical Expense Reimbursement: up to P50,000.
    • Loss of Baggage: up to P50,000.
    • Baggage Delay: up to P20,000.
    • Cancelled/Delayed Flight: up to P20,000.
    • Personal Liability: up to P100,000.
    • Loss of  Travel Documents (passport only): Actual Cost.
    • Accumulation Limit: P20,000,000.

    Supplementary cards

    The cardholder may apply for supplementary card(s) which BPI may approve on a case-to-case basis. Should supplementary card(s) be issued to the Cardholder’s appointed supplementary, the Cardholder or the supplementary shall be responsible for all the expenses, if any, incurred through the card and the supplementary card(s). In case of death of the Cardholder, the supplementary cardholder(s) shall be jointly liable to settle the total outstanding balance (TOB) incurred.

    Security Feature

    • BPI One Time Password - The BPI has enforced the BPI One-Time Password for BPI Credit Cards starting January, 2017, to enhance the security of online transactions. This is an added security feature that requires the cardholder to enter a unique 6-digit password for each online transaction. The cardholder receives this OTP at their registered mobile number via SMS or their e-mail address registered with the bank. This OTP helps the bank to authenticate the cardholder’s identity whenever they shop online and minimizes the risk of fraud.
    • Credit Card Transaction Validation - To protect you from fraudulent transactions, BPI may ask you to confirm your credit card transactions via SMS. Upon receipt of the SMS, the cardholder needs to immediately call the Fraud Control Hotlines or reply to the message number indicated in the SMS.

    Eligibility Criteria

    For primary cardholder:

    • At least 21 years old.
    • Annual income requirement of P180,000 excluding overtime, commissions or service fees.
    • Must have a business or residential landline number and mobile number.
    • Must submit the application forms filled up completely.
    • Business or home address within a 30km radius of a BPI or BPI Family Bank branch or Provincial Business Center.

    For supplementary cardholder:

    • Supplementary cardholder must be at least 13 years old.

    Documents Required

    Primary cardholder:

    • A copy of one valid photo ID (you can find the entire list of photo IDs accepted by the BPI at their website).
    • A copy of one proof of income.
      • For salaried:
        • Certificate of employment, or Contract of employment (for Overseas Filipino Workers).
        • 2 latest payslips.
        • Latest IT return or latest credit card statement.
      • For self-employed:
        • Latest Audited Financial Statements.
        • Latest IT return or latest credit card statement.
    • The filled up application form.

    Supplementary cardholder:

    • A copy of a valid ID with picture.

    Existing principal cardholders of BPI Bank need not submit an income document if:

    • Their credit limit is at least P30,000.
    • They have at least 12 months’ tenure.

    Fees and Charges

    Annual Fee

    P1550

    1st Supplementary Card Annual Fee

    Free for Life

    2nd to 6th Supplementary Card Annual Fee

    P775

    Finance Charge

    3.50%

    Lost/stolen card liabilities

    To report a stolen BPI Blue MasterCard:

    Cardholder should contact immediately the BPI Bank via their Phone Banking number at (02) 89-100 (Metro Manila) or domestic toll-free 1-800-188-89100 (Outside Metro Manila) to report the lost/stolen card. They can also make a request for a replacement at the same numbers.

    Lost card liabilities: After the bank is informed of the loss/theft of the BPI Gold MasterCard, the cardholder shall not have any financial liability for the expenditures, purchases and cash advances, including additional costs such as interests, fees penalties, etc. which were not incurred by the cardholder themselves, or any charges incurred without the knowledge of the cardholder.


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