Hundreds of fraudulent transactions are reported on a daily basis where online sharks are manipulating credit card information to make fraudulent purchases billed to the account of a genuine credit card holder. To overcome this challenge, BPI has introduced a futuristic card that aims to provide holistic online shopping experience to the user.
A one of its kind in the world of credit cards, the BPI eCredit is a tailor made product for all your online shopping needs. It’s easy, convenient and comes with high security features that lets you shop on the internet without worrying about the information being compromised. This is not a standalone credit card as such, but linked to one of your mainstream BPI Credit Card where you can settle online purchases along with the monthly bill.
Additional Benefits of BPI eCredit
No Annual Fee
No annual fee is payable for primary or supplementary cards. One can get up to 6 add on cards for free for life. Now, you can go ahead and get the eCredit cards for your loved ones to enhance the online shopping experience.
Assignment of Smaller Limits
This card protects the credit line from the associated card by assigning lower limits on all the cards issued as eCredit, thereby reducing the risk of large scale fraudulent transactions.
Optimum Rate of Interest
This card comes with an interest rates of 3.40 % per month, on par with other products in the portfolio of credit cards offered by BPI. Since no other fees or charges are applicable on this card, you end up paying only the finance charges at this rate for the online purchases.