In its efforts to provide a wide range of credit cards to suit the needs of the ever growing needs of the average Filipino, the BPI Family Credit Card answers one of the most common needs of the new age credit card holder, a card that covers the credit requirements of the family. An affordable product that comes with no frills and helps in sharing the credit with your loved ones and comes with a slew of latest features and benefits.
This card lets you have up to 6 supplementary cards for your loved ones to help them manage day to day expenses. As a primary card holder, you can assign limits to all the Add On cards and monitor purchases through the online window or by viewing the free monthly electronic statements sent via secured channels. Therefore, if you’re looking for a card than goes light on your wallet yet extends convenient benefits, this is the right card for you.
Additional Benefits of BPI Family Credit Card
Low Annual Fee
There are little surprises tucked into this card when it comes to the implication of AMF(Annual Maintenance Fee). This fee remains waived on the Primary card for the first subscription year and the first Add On card is free for life ! Plus, the AMF for the 2nd to 6th cards is just P500 each subscription year.
Minimum Income Eligibility
You are required to show an income proof of just P180,000 to be eligible for this card, making it a populist card in the category it is based. Premium benefits at humble eligibility criteria.
High Cash Limits
There are times such as an emergency situation where you need cash but left with little options. In such situations, the BPI Family Credit Card helps since the limit to withdraw cash is up to 30% of the total credit limit. With such high limits you don’t have to worry about running out of cash, specially during emergency.
Low Finance Charges
This card is offered with an interest rate of just 2% per month, making it one of lowest in the market today in this category of cards. Spend as you like without worrying about incurring high finance charges at the end of the billing cycle.