• EastWest Bank LausAutoGroup Visa Credit Card

    East West Bank Lausautogroup Visa
    Credit Card
    Annual Fee
    Reward type
    East West Bank Lausautogroup Visa
    Annual Fee:
    Reward type:
    Travel, Insurance, Gas and Utilities

    Enjoy some of the best discounts and rebates on purchases such as fuel and auto parts through this credit card. This card combines the best of LausAutoGroup features which has one of the largest auto dealership networks within the Philippines and features from EastWest Bank credit cards.

    This credit card provides a host of unique benefits and comes with features that makes this one of the must have cards of the moment.

    Unique Benefits of EastWest Bank LausAutoGroup Visa Credit Card

    Rebate for Fuel purchases’

    Customers can enjoy rebates of 7% on fuel that is purchased from any gas station. These rebates can then be used for Spending Vouchers through which merchandises can be purchased. These vouchers can also be used by customers to procure services at LausAutoGroup outlets. This rebate can be availed on fuel purchases of a maximum of P15000 every month including purchases made by those using supplementary cards.

    Exclusive discount of 10%’

    EastWest Bank LausAutoGroup Visa cardholders can use this card to avail a discount of 10% on auto parts or services from any of the LausAutoGroup dealerships.

    0% interest on purchases’

    Users can enjoy greater monetary flexibility thanks to a 0% interest rate on installments for insurance premiums from Corporate Guarantee and Insurance Company. In addition to this, customers can also avail interest rates as low as 0% on installments for a variety of services and items with EastWest partners.

    Features of EastWest Bank LausAutoGroup Visa Credit Card

    Worldwide Acceptance’

    Customers can use their EastWest Bank LausAutoGroup Visa card in over 29 million outlets, in more than 300 countries where Visa is accepted.

    Payments in Peso’

    Users can enjoy the benefit of paying for all their purchases whether it is made within the Philippines or abroad with Pesos, thus helping maintain the foreign currency.

    Convenient Repayment Terms’

    Customers have the option of paying any amount between the total balance due or the minimum payment due before the given date. In case the payment made is below the total statement balance, then an interest amount will be charged.

    Cash Advance Facility’

    EastWest Bank LausAutoGroup Visa card users can receive cash advances of a maximum of half their credit limit at any ATM with Visa and Visa Plus logos, at any EastWest ATM or at any EastWest branch throughout the Philippines. These advances can be procured by using the unique Cash Advance PIN and an interest amount will be charged.

    Installment Options’

    Users can enjoy interest rates as low as 0% on certain items and installment terms at participating merchants. They can also transfer the balances from their other credit cards to their EastWest Bank LausAutoGroup Visa card and avail economical installment payments and more savings with the Balance Transfer Facility.

    In addition to this, customers can also procure the Convert-to-Installment Facility through which they can convert their high-end purchase payments to easy installments which can be paid in up to 24 terms with low add-on rates of interest every month.

    Quick Bills Facility’

    Customers can pay all their telecommunication and utility bills and insurance premiums with Globe, Philam
    Life and PhilPlans, Meralco, Bayantel, Digital and other billers a lot more conveniently. By registering with the Quick Bills Facility, users can get their bills directly charged to their EastWest Bank LausAutoGroup Visa card and save themselves the hassle of waiting in long queues.

    Supplementary Cards’

    Users can share their spends and privileges with their family by procuring supplementary EastWest Bank LausAutoGroup Visa cards for them. In addition to this, users can also limit their spending for each of the cards. A maximum of 9 supplementary cards can be availed.

    24-hour Customer Service’

    Customers can contact the Customer Service Hotline at any point to enquire about card related concerns or to report cards that are lost. Customers need not worry about financial liability as a result of fraudulent charges made on their card right from the time the loss of card is reported.

    Fees and Charges - EastWest Bank LausAutoGroup Visa

    Membership fee

    •Principal Card - P1,600

    •Supplementary Card - P800

    Interest Rate

    •3.50% per month or 42% per year calculated on the basis of average every-day balance.

    Cash Advance - Over the counter fee P500
    Late Payment Charge P500 or 7.5% of the minimum payment that is due, whichever amount is higher
    Over credit limit charge P500 is charged when the outstanding balance is more than the prescribed limit of credit within billing period.
    Returned cheque fee P1000 for every check that is returned.
    Retrieval fee

    •Retail/installment or telephone-order/mail-order fee - P200

    •Entertainment and travel charge slip - P1,250

    Card replacement fee P400 for every card that is replaced.
    Installment pre-termination processing charge P500 or 5% of the remaining principal balance, whichever amount is higher.
    Credit Cards
  • Contact Us on Mail
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.