• EastWest Bank Platinum Mastercard

    East West Bank Platinum Mastercard
    Credit Card
    Annual Fee
    Reward type
    East West Bank Platinum Mastercard
    Annual Fee:
    Reward type:
    Travel, Insurance, Groceries, Shopping, Dining and Premium

    East West Bank Platinum Mastercard is probably one of the best cards an applicant can get, in terms of the perks and benefits it offers. The card comes with free lifetime membership and only the most privileged people can avail the benefits of this card.

    EastWest Bank Platinum Mastercard Promo

    All East West Bank Platinum Mastercard promotions are valid only for cardholders with good credit standing. The promotions are valid only on expenses charged on the credit card.

    Promotions valid for all East West Bank credit cardholders including Platinum Mastercard:

    • 10% off & free Choco Lollies at Fruits in Bloom with Promo Codes “EW102017” and “EWVAL2017” respectively. Offer valid from February 1, 2017 to January 31, 2018.
    • Asiatravel.com cash vouchers for free, worth P2,000 for every minimum single-transaction spend of P1,000. Offer valid from December 15, 2016 to August 30, 2017.
    • 20% off and a Free Foot Ritual treatment on booking online and paying for any spa service at Toccare Spa and Fifth Season Spa. Offer valid from August 15, 2016 to August 14, 2017.
    • 10% discount at Florsheim on all regular-priced items. Promo period is from February 1, 2017 to January 31, 2018.
    • 10% discount at Naturalizer on all regular-priced items. Offer valid from February 1, 2017 to January 31, 2018.
    • 10% discount at NAVYBOOT on all regular-priced items. Promo period is from February 1, 2017 to January 31, 2018.
    • 10% discount on their total food bill (exclusive of service charge) at participating branches of Honeybon Cafe. Promo valid from September 15, 2016 to September 14, 2017.
    • 10% discount on their total food bill (exclusive of service charge) at participating branches of Tokyo Bubble Tea. Valid from from September 15, 2016 and September 14, 2017.
    • 10% discount on their total food bill (exclusive of service charge) at Gringo, The Fort Residences, BGC, Taguig. Valid from from September 15, 2016 and September 14, 2017.
    • 30% discount for every purchase of 2 Dunlop or Toyo tires at participating branches of TireShakk. Valid from November 1, 2016 to October 31, 2017.

    Premium Promotions valid for all elite credit cardholders including East West Bank Platinum Mastercard:

    • Savings of up to 20% on accommodation at the resort's Casa Bizantina, Paseo de Escolta, Heritage Houses or La Puesta Del Sol. Promo valid till November 14, 2017. Not applicable on holidays and long weekends.
    • Up to 20% savings with East West Bank Platinum Mastercard at Richmonde Hotel Ortigas, Eastwood Richmonde Hotel and Richmonde Hotel Iloilo. Valid till August 31, 2017.
      • Dining: 15% savings on total food and beverage bill at Richmonde Café and The Exchange, the Eastwood Café and Bar, The Granary and BizBar.
      • Accommodation: 20% savings on rooms based on Best Available Rates at Eastwood Richmonde Hotel and Richmonde Hotel Iloilo. Superior room stay for two, including breakfast at P3,500 on weekends and P4,000 on weekdays at Richmonde Hotel Ortigas.

    Features and Benefits

    • Free Lifetime Membership - The annual membership fees of principal and supplementary EastWest Platinum MasterCard have been waived perpetually.
    • Free Priority Pass Membership - Allows the cardholder priority access to more than 950 VIP Airport Lounges worldwide, regardless of the airline being taken or ticket class held.
    • MasterCard Concierge Service - 24/7 worldwide concierge service, including international travel, shopping or dining assistance, medical care or emergency services.
    • Global Acceptance - Wide range of acceptance in Philippines and across the world with almost 30 million merchant establishments, in more than 200 countries accepting the East West Bank Platinum Mastercard.
    • Contactless Technology - Advanced contactless technology allows cardholders to avail tap-and-go convenience when paying for purchases/services at MasterCard PayPass merchant anywhere worldwide.
    • Billed in Philippine Pesos - All purchases, billings and payments, local or international, are converted to Philippine Pesos to allow cardholders to conserve their foreign currency.
    • Lighter Payment Terms - Cardholders can choose to pay the minimum due (5% of the total balance), the actual balance in the statement, or any amount they choose.
    • High Cash Advance Limit - EastWest Platinum MasterCard allows cardholders to avail cash advances that’s up to 70% of credit limit on the card at any EastWest ATM, over-the-counter at EastWest stores nationwide or at ATMs displaying the Cirrus and MasterCard logos.
    • 0% interest plan - Cardholders can get 0% interest installment with East West Bank Platinum Mastercard on selected items and for selected tenors, available at an extensive list of participating merchants.
    • Balance Transfer - Cardholders can transfer balances from their other credit cards and avail of great savings and easier monthly payments of installments with East West Bank’s Balance Transfer facility.
    • Convert-to-Installment Facility - Cardholders get the option to convert their expensive travel and shopping expenses to installments, easily payable in 6, 12, 18 or 24 month tenures at meagre monthly interest rates.
    • Insta-Cash Facility - Cardholders can get immediate access to cash using this facility. The proceeds can be used for home improvements, celebrating notable occasions, travel or any other reason that calls for the requirement of instant finance.


    An East West Bank Platinum Mastercard cardholder gets rewarded every time they use their card. 1 Platinum Rewards Point for every valid transaction of P40 on the card.

    The following are considered valid card transactions:

    • Purchase of goods.
    • Availment of services.
    • Cash advancements.
    • Monthly Installment amortization.

    Reward points accumulated can be used to:

    • Redeem Platinum Rewards Vouchers to enjoy exclusive privileges at Crimson Hotel Filinvest City and Crimson Resort & Spa Mactan, Samsonite, Samsonite RED, Rustan's and Stores Specialists Inc.
    • Get cash rebates.
    • Redeem PAL Mabuhay Miles.
    • Redeem Rustan’s Gift Certificates.
    • Purchase merchandise from partners like Abenson, Avant Abenson, ElectroWorld, HomePlus, SB Furniture.

    Equivalent reward points

    Cash Rebates





    PAL Mabuhay Miles Conversion

    1,000 Mabuhay Miles


    3,000 Mabuhay Miles


    Platinum Rewards Voucher

    P500 platinum rewards voucher


    P1,000 platinum rewards voucher


    P2,000 platinum rewards voucher


    Insurance Offered

    East West Bank Platinum Mastercard offers Comprehensive Travel Accident & Inconvenience Insurance of up to P20 Million free of cost.

    The insurance covers the cardholder and their family against any travel accident and/or inconvenience during the travel, on purchasing travel tickets using the EastWest Platinum MasterCard. The cardholder can feel safe and explore the wonders of the world without worry.

    Supplementary Cards

    The cardholder can share their EastWest Bank Platinum MasterCard privileges with their near and dear ones by applying for a supplementary card for them. The features of these supplementary cards are:

    • These cards have their annual membership fees waived for lifetime.
    • Cardholders can get up to a total of 9 supplementary cards.
    • Cardholders may also assign a secondary limit for each card to better manage the expenses via the supplementary cards.

    Security Feature

    East West Bank Platinum Mastercard comes equipped with a smart chip for better security. Plus, EastWest makes online transactions safer with 3D Secure. This protects against possible fraudulent use of the cardholder’s EastWest Platinum MasterCard in online shops that display the Verified by Visa and MasterCard SecureCode logos.

    Cardholder’s purchases on these sites get validated by entering a one-time password that is sent to the cardholder via SMS to the registered mobile number.

    The steps to transact online at participating 3D Secure merchants are:

    • Step 1: Enter the requested cardholder information at the merchant’s checkout page.
    • Step 2: After entering credit card details and prompting check-out, wait for the OTP to be sent via SMS to the registered mobile number on record.
    • Step 3: Enter the 6-digit OTP when the pop-up screen appears.

    Free EastWest Platinum Virtual Card - There’s also additional security that comes with the complimentary Virtual Card. This is an additional security and convenience feature for online shopping with complimentary Virtual Card. The card number of the Virtual Card is different from the card number of the Platinum MasterCard to protect the regular credit card's data and credit limit.

    Eligibility Criteria

    • Applicant must be a Filipino Citizen or local resident foreigner.
    • Principal card applicant must be minimum 21 years old.
    • Gross annual income a minimum of P1,800,000 per annum.
    • Must have a mobile phone/residence landline and business landline.

    Documents Required

    For Principal Card Applicants:

    • An EastWest Credit Card Application Form which is completely filled-out.
    • Copy of one valid ID with photograph and signature (Valid IDs can be Company ID, Postal ID, Driver's License, Professional Regulation Commission (PRC) ID, Passport, BIR ID, SSS, Voter's ID, etc.)

    In addition to ID proof, the applicant must also submit of any of the following documents as income proof:

    If employed:

    • BIR Form 2316/Tax Withheld/Certificate of Compensation/ITR.
    • Employment Certificate with detailed breakdown of the compensation received.
    • Appointment Letter/Personnel Action Memo.
    • Latest month’s Salary Adjustment Mem.
    • Payslip of the last 3 months.
    • Latest Service Record (applicable for government employees).
    • Credit Card Reference that’s still valid, plus the latest month’s Account Statement.

    If Self-employed, the applicant has to submit both:

    • The latest ITR/BIR Form 1701.
    • The most recent Financial Statement.

    If Local Resident Foreigner, the applicant may submit (any one):

    • Alien Certificate of Registration (ACR) along with income document.
    • Work Permit along with income document.
    • A Diplomat or an embassy personnel need to submit embassy and visa certification.
    • Expatriates employed in Top 1,000 corporations, need to submit Employment Certificate mentioning salary and work tenure.

    For Supplementary Card Applicants:

    • Filled-out EastWest Credit Card Application Form.
    • Photocopy of one valid ID with picture and signature.
    • One of the above stated documents for Local Resident Foreigner if the supplementary card applicant is one.

    Fees and Charges

    Annual Fee

    Waived for life

    Interest Charge

    2.75% per month, or 33% annual effective rate.

    Cash Advance Service Fee

    3% of the amount of Cash Advance or P600, whichever is higher.

    Cash Advance Interest Charge

    2.75% Interest Charge on the Cash Advance amount and Cash Advance Service Fee.

    Cash Advance Over-the-Counter Fee

    A fee of P500 charged for over-the-counter Cash Advance transactions plus Cash Advance service fee and applicable Interest Charge.

    Late Payment Charge

    P200 or 6.50% of the Minimum Payment Due, whichever higher.

    Over Credit Limit Fee

    P500 charged when outstanding balance exceeds the recommended credit limit within the billing period.

    Gambling and Gaming Fee

    5% service fee charged on transactions for gaming/gambling purposes and/or those made at such establishments.

    Minimum Payment Due

    Minimum Payment Due is the sum of (a), (b) and (c); or P500, whichever is higher, where,

    (a) is 5% of the Total Statement Balance

    (b) is due amount of the past, if any; and

    (c) is any amount in excess of the prescribed credit limit.

    Card Replacement Fee

    P400 for every card replacement.

    How to apply for EastWest Bank Platinum Mastercard

    An applicant can apply for East West Bank Platinum Mastercard online at East West Bank’s website. The application processing takes around 10 to 15 working days.

    • Go to the credit card application portal.
    • Select East West Platinum Mastercard as the one being applied for.
    • Fill up all the required fields.
    • Read the terms and conditions and click on “I Agree” to submit the application.

    Lost/Stolen Card Liabilities

    A cardholder can report the loss of their EastWest Platinum MasterCard anytime, anywhere through East West Bank’s 24-Hour Customer Service Hotline at (02) 888-1700.

    Liabilities for loss of EastWest Bank Platinum MasterCard:

    • The cardholder is free of any financial liability from fraudulent charges made on their EastWest Platinum MasterCard from the time he/she reported the loss.
    • A Card Replacement Fee of P400 shall be charged for the EastWest Platinum MasterCard.

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