Live life king size with the EastWest Bank Visa credit card. With various benefits and perks such as unlimited rewards and privileges, this card is tailor made for all those who want to live life in luxury.
Features of the EastWest Bank Visa Credit Card
For every P100 that is charged to their credit card, customers stand to earn a Rewards Point. These Points can then be redeemed for Limitless Rewards Vouchers through which products, items and gift certificates can be purchased at participating merchants.
‘Perks of EastWest’
Users can enjoy a variety of perks and benefits with dining, wellness, travel and shopping partners by using their EastWest Bank Visa Credit Card.
The EastWest Bank Visa Credit Card is accepted in over 30 million outlets in more than 200 countries wherever Visa is accepted.
Thanks to the 3D Secure feature, online transactions are safer. This feature offers protection from unauthorized use of the credit card with online merchants that display the ‘Verified by Visa’ SecureCode logo. Purchases on such sites will be confirmed through an OTP(one-time password) that will be sent via an SMS message to the customer’s cell number.
‘Billing in Peso’
Customers need not worry about international transactions, as all spends within and outside the Philippines will be paid for in Philippine Peso.
‘Convenient Repayment Term’
EastWest Bank Visa Credit Card users can decide the fee amount to be paid every month.They can pay any amount between the total statement balance and the minimum due amount prior to the due date and if the amount is lower than the total statement balance, an interest amount will be charged.
‘Cash Advance Option’
Users can avail a cash advance of up to 50% of their credit limit at any EastWest bank throughout the Philippines, at any ATM affiliated to EastWest bank or at ATMs displaying VISA, VISA Plus, Cirrus and MasterCard logos. This advance can be procured through a Cash Advance PIN and interest will be charged.
Customers can procure certain items and installment terms at participating partners at an interest as low as 0%.
‘Transfer of Balance’
Users can enjoy fantastic savings and convenient installment payments every month by transferring the credit from their other cards to their EastWest Bank Visa Credit Card.
Users can shop to their heart’s content at high-end stores and boutiques with the EastWest Bank Visa credit card. They have the choice of converting their expenses into economical installments that can be paid in up to 24 terms with reduced add-on rates of interest.
Customers can procure cash instantly with their EastWest Bank Visa Credit Card through this facility and use it for a variety of needs and necessities such as travel, home requirements and others.
‘Quick Bills Facility’
EastWest Bank Visa Credit Card holders have access to the most convenient method of paying their utility bills and insurance premiums with billers such as Digitel, Bayantel, Philam Life and PhilPlans, Sun Cellular and others by registering with the Quick Bills facility. Through this facility, all bills will be directly charged to the customer’s EastWest Bank Visa Credit Card.
Users can share their spending advantages with their families by signing them up for EastWest Bank Supplementary Credit Cards. A maximum of 9 such cards can be procured with the option of assigning monthly spending limits to them.
‘Round-the-clock Customer Service’
Customers can enquire about transfer of balance, report loss of cards or pose other queries at any given point of time, from anywhere by contacting the customer service.
‘E-Statement of Account’
Users can access their Statement of Account every month through their e-mail account. This is a secure and convenient method of receiving the statement. This will be sent to customers in a PDF file that is password protected and an SMS will also be sent to the customer after the E-account statement has been sent.
Features Exclusive to Gold Cardholders -
‘Free Inconvenience and Travel Accident Insurance’
Customers can receive coverage of a maximum of P20 million for themselves and their family while they are on their flight or common carrier.
Users can enjoy shopping at select partner stores by using their card at contactless terminals for purchase payment.
Fees and Charges for EastWest Bank Visa Credit Card
|Annual Membership Charge||
•Gold - P2500
•Classic - P1500
•Gold - P1250
•Classic - P750
|Interest Amount||42% per year or 3.50% every month, based on average daily balance|
|Cash Advance - over the counter fee||P500|
|Charge for late payment||P500 or 7.5% of the minimum due amount (whichever is higher)|
|Fee for returned check||P1000|
|Fee for card replacement||P400 for every replaced card|
|Installment pre-termination processing fee||P500 or 5% of the remaining principal balance (whichever is higher)|