• Maybank MasterCard Gold

    Maybank MasterCard Gold
    Credit Card
    Annual Fee
    Reward type
    Maybank MasterCard Gold
    Annual Fee:
    P2,000
    Free for 1st year
    Reward type:
    Travel, Shopping and Dining

    Maybank provides excellent personal banking and business banking services in the Philippines. You can choose from a broad assortment of credit cards offered by the bank. When you go for the Maybank Gold MasterCard, you can meet your different kinds of goals.

    Features and Benefits

    Let us take a look at some of the features and benefits of Maybank Gold MasterCard:

    • Flexible in nature: With a Maybank Gold MasterCard, you can plan your finances flexibly. This way, you will be able to attain your financial goals effortlessly.
    • Payment in Peso: You can make payments for all your purchases with your Maybank Gold MasterCard in Philippine Peso even when you utilise the card in foreign countries.
    • EzyPlans: With your Maybank credit card, you can receive 0% interest terms and pay for goods and services within 3 to 24 months. You can avail EzyPay in various retail outlets for purchasing appliances, gadgets, healthcare services, clothing, watches, home furnishings, etc. You will have to spend a minimum of P3,000 with your credit card to get the installment payment plan.
    • Globally accepted: You can use this card anywhere in the world. It is accepted in over 275 nations.
    • EzyConvert: You can modify your unsettled balances and retail bills into installment plans to make your payment process convenient.
    • EzyTransfer: This is a balance transfer programme brought to you by Maybank credit cards. You can combine all your balances from other credit cards and transfer them to your Maybank card. You can then pay the balances in installments. When you transfer these balances into one credit card account, you will be required to pay a lower interest.
    • EzyCash: If you have a good credit standing, you will be able to make use of the EzyCash programme. Here, you will be able to convert your available credit to cash immediately. You will be able to pay it in installments within 3, 6, 12, 18, or 24 months. The minimum amount that is needed for this feature is P10,000 and the maximum amount is P500,000.
    • May2U: You can make use of May2U in order to enjoy convenient online banking transactions and advanced security measures.

    Rewards

    • With a Maybank credit card, you can earn points and then redeem products. These points are known as TreatsPoints.
    • Whenever you spend P25 with your principal card or supplementary card, you will get 1 TreatsPoint.
    • When you make points with the supplementary card, they are credited to the principal cardholder’s account. Only the principal cardholder can redeem products and cash credits with TreatsPoints.
    • You cannot earn TreatsPoints with cash advances, EzyTransfer, casino transactions, and EzyCash transactions.

    Supplementary Cards

    With a Maybank Gold MasterCard, you will get a supplementary card which can be used by your immediate family members.

    Security Features

    Maybank Gold MasterCard is an EMV-compliant chip card and this will help in avoiding unauthorised transactions. You will also get a SMS alert whenever a transaction is made. If an online transaction has to be made, you will have to key in a one-time password provided through SMS. This feature comes under the Maybank Secure Online Shopping (MSOS).

    Eligibility Criteria

    Let us take a look at the eligibility criteria for Maybank Gold MasterCard:

    • You will have to be at least 21 years old and not more than 65 years old.
    • Your annual income should be at least P300,000.

    Documents Required

    You will have to provide your passport, TIN ID, GSIS ID, Driver’s License, company ID, or SSS ID.

    For salaried employees:

    • Your most recent Income Tax Return (ITR) with BIR Form 2316, BIR Stamp, or bank stamp.
    • Your Original Certificate of Employment.
    • Your most recent payslips for the last 3 months.
    • You will have to mention the number of your active credit card.

    For self-employed individuals

    • SEC Registration or DTI.
    • Most recent audited financial statements (AFS) with BIR or bank stamp.
    • Most recent Income Tax Return (ITR) with your bank or BIR stamp.
    • You will have to mention the number of your active credit card.

    Fees and Charges

    Let us take a look at the fees and charges you will incur for a Maybank Gold MasterCard:

    Primary card annual fee P2,000
    Supplementary card annual fee P1,000
    Finance charge 3%
    Cash advance fee Higher of P500 or 3% of the cash advance amount
    Late payment fee P500 or 5% of the minimum outstanding amount, whichever is higher
    Processing fee P40 for every Maybank credit card payment if it is made more than 4 times every month.
    Ezy Payment Plan Pre-termination fee P500,000 or 5% of the unbilled principal component
    Cheque delivery charge for EzyCash Manager P100 for delivery of the manager’s cheque that you receive under the EzyCash facility

    How to apply for Maybank Gold MasterCard

    You can apply for the Maybank Gold MasterCard by visiting any Maybank branch in the nation. You can also submit your application through the bank’s website.

    Lost or stolen card

    If you lose your Maybank Gold MasterCard, you will need to inform the bank right away by calling the domestic toll free at 1-800-10-588-3888 through PLDT or the customer hotline at +632 588-3888. You may also report the incident via email at cardsCS@maybank.com.ph.


    Credit Cards
  • Contact Us on Mail
    Facebook
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.