Overview of Maybank MasterCard Platinum
If you are looking for something beyond a basic credit card with exclusive privileges and flexible financial freedom, Maybank’s MasterCard Platinum should be your choice. With an advantage of being able to use it even outside your country and pay in Philippine Peso.
Features and Benefits
Primary cardholders of the MasterCard Platinum have to pay a yearly fee of PhP 3,000, while supplementary cardholders have to pay PhP 1,500 yearly. The annual fee is waived off for the first year for primary cardholders.
With the MasterCard Platinum, you can travel tension-free as it is accepted all over the globe. The card is accepted in more than 275 countries and territories and over 20 million locations.
Safe and Secure
Maybank cards provide high security during online transactions as they have in-built EMV-compliant chip. Maybank ensures no fraudulent transactions are carried out using the bank’s credit cards, making it the safest in the Philippines. When you make a purchase using your MasterCard Platinum, an SMS is sent to your mobile instantly. Every time you shop via Maybank Secure Online Shopping(MSOS), your phone receives a one-time password for extended security.
Shopping can be more pleasurable with the MasterCard Platinum from Maybank as you can earn points while you shop. Every PhP 25 worth of purchase will earn you 1 TreatsPoint each, which can be later redeemed for exciting freebies or even cash credit. Only primary cardholders are eligible to redeem gifts after accumulation of TreatsPoints.
Maybank principal cardholders can apply for EzyCovert where you can convert your outstanding balance into an installment plan. The various installment terms offered in the plan are 3, 6, 12, 18 and 24 months. You must have a good credit history, an outstanding balance in your account and should have completed a one-time retail transaction worth a minimum of PhP 3000 in order to apply for the EzyConvert plan. EzyConvert applies a 1.45% regular add-on rate on the terms.
The EzyPay Promo can be utilized by all Maybank principal credit cardholders. You can make your payments in installments at participating merchants at 0% interest. You can choose between installment terms of 3, 6, 9, 12, 18 and 24 months. With a single credit card transaction of a minimum of PhP 3000, you can opt for EzyPay.
The EzyCash option converts available credit into cash instantly and lets you pay in installment. If you have a good credit record, you can apply for EzyCash. In the EzyCash program, customers are given an option to choose from installment terms – 3, 6, 12, 18 and 24 months.
The EzyTransfer plan allows principal credit cardholders of Maybank to consolidate other credit card balances and pay in the form of installments at a lower interest rate. As long as your minimum outstanding balance on each card (three cards maximum from other major banks in Philippines) is PhP 5,000, you are entitled to apply for EzyTransfer. Customers can choose from installment terms of 3, 6, 12, 18 and 24 months, with an add-on rate of 0.88%.
Maybank credit cardholders can avail any of the above EzyPlans by calling the customer service hotline number, (+632) 588-3888, which is open 24 hours. You can also call the PLDT domestic toll free number, 1800-10-588-3888, to avail the plans.
You are eligible for a Maybank MasterCard Platinum card if you are between 21 to 65 years of age and have a gross yearly income of PhP 150,000. You should also a resident of the Philippines.
Identification Proof: While applying for a Maybank MasterCard Platinum, you need to submit identification proofs such as Passport, Driver’s License, TIN ID, SSS ID, GSIS ID, Company ID or any other Government issued IDs.
If you are an employee, you should submit the following documents as proof of income, while applying for the MasterCard Platinum:
- Latest ITR (Income Tax Return) with BIR/Bank stamp or BIR Form 2316.
- Employment Certificate original copy.
- Last 3 months’ payslips from your employer.
For those of you who are self-employed, the following documents need to be attached with the application for MasterCard Platinum:
- DTI or SEC registration.
- Latest ITR (Income Tax Return) with bank/BIR stamp.
- Latest AFS (Audited Financial Statements) with bank/BIR stamp.
Both employed as well as self-employed applicants should mention the active credit card number on the application.
- Can the Maybank MasterCard Platinum be used overseas?
- How safe is the MasterCard Platinum for online shopping?
- What is the annual fee for a MasterCard Platinum at Maybank?
- What is the process of enrolling into the EzyPlans of Maybank for your MasterCard Platinum?
- What are the various installment terms in the EzyPlans Program?
Yes, your MasterCard Platinum can be used anywhere in the world. It is valid in more than 20 million locations and in over 275 countries and territories.
Maybank credit cards are the safest and most secure in the Philippines as they have an in-built EMV-compliant chip. When you use Maybank Secure Online Shopping(MSOS), a one-time password is sent before a transaction for safety.
The annual fee for primary MasterCard Platinum cardholders is PhP 3,000, which is waived off for the first year.
To enroll into the EzyPlan programs, all you have to do is call the 24/7 customer service hotline number, which is (+632) 588-3888 or the PLDT domestic number 1800-10-588-3888, which is toll-free.
EzyPay offers installment terms of 3, 6, 9, 12, 18 and 24 months. EzyCash, EzyConvert and EzyTransfer offers installment terms of 3, 6, 12, 18 and 24 months.