• Maybank Standard MasterCard

    Maybank MasterCard Standard
    Credit Card
    Annual Fee
    Reward type
    Maybank MasterCard Standard
    Annual Fee:
    Free for 1st year
    Reward type:
    Travel, Shopping and Dining

    With the Maybank Standard MasterCard, you can enjoy financial flexibility as payments are made in Philippine Peso when the card is used overseas. Your Maybank MasterCard is accepted in over 20 million locations and 275 countries worldwide.

    Features and Benefits

    Listed below are the features and benefits of Maybank Standard MasterCard:

    • All charges incurred in foreign currency through the use of a Maybank MasterCard shall be billed and payable in Philippine Peso.
    • EzyCash: Cardholders can turn their available credit into cash instantly and pay for their purchases with installment plans.
    • EzyTransfer: Consolidate your outstanding balances from other cards and transfer it to your Maybank credit card for lower interest rates and easy installment payment plans.
    • EzyPay: Pay for your purchase with Maybank credit cards in 3 to 24 months installments at 0% interest.
    • EzyConvert: At select merchant outlets, you can pay for your purchase with Maybank credit cards in easy installment plans.
    • Cash Advance Facility: Enjoy cash advance of up to 30% of your credit limit.

    Security Features

    Maybank credit cards are considered one of the most secure cards in the country as they are equipped with EMV chips that help prevent credit card fraud. The bank also sends SMS notifications for every transaction made using a Maybank credit card. With Maybank Secure Online Shopping (MSOS), online transactions are authenticated via a One-Time Password which is sent to the cardholder via SMS.

    Rewards Program

    With the TreatsPoints Rewards Program, Maybank credit cardholders can earn 1 TreatsPoints for every P25 spend. These points can be redeemed for cashback offers or other reward items from the rewards catalogue. Call the toll-free helpline to initiate the redemption process.

    Supplementary Cards

    The primary cardholder of a Maybank Standard MasterCard is held liable for the credit usage and charges incurred on a supplementary card. To apply for a supplementary card, a copy of the supplementary cardholder’s ID with photo and signature has to be submitted to the bank along with the application form. The identity proof document can be a Passport, Company ID, Driver's License, Postal ID, PRC ID, SSS ID, BIR ID, School ID, etc. The principal cardholder can set a spend limit on the supplementary card. If a spending limit is not set, then the supplementary card has the same credit limit as the principal card.

    Eligibility Criteria

    The applicants must meet certain eligibility criteria to apply for Maybank Standard MasterCard in the Philippines. The requirements are:

    • The principal cardholder must be 21 to 65 years old.
    • The minimum annual income requirement is P2,60,000.
    • The applicant must be a resident of the Republic of the Philippines.

    Documents Required

    To apply for the Maybank Standard MasterCard, you must submit the following documents as your income, identity, and address proof:

    • A copy of a valid ID with photo. It can be your Passport, Driver's License, TIN ID, GSIS e-Card, Company ID, SSS ID or other government issued IDs.
    • Income proof for salaried employees:
      • The latest Income Tax Return (ITR) with Bank, BIR Stamp or BIR Form 2316
      • Salary slips received in the last 3 months
      • Original Certificate of Employment
      • Active credit card number has to be filled in the application form
    • Income proof for self-employed persons:
      • DTI or SEC Registration
      • The latest Audited Financial Statements (AFS) with Bank or BIR Stamp
      • The latest Income Tax Return (ITR) with Bank or BIR Stamp
      • Active credit card number has to be filled in the application form

    Fees and Charges

    Listed below are the various fees and charges applicable for the Maybank Standard MasterCard:

    Annual fee

    Principal card: P1,000

    Supplementary card: P500

    The annual fee for the first year is waived for the principal card.

    Interest rate 3% per month
    Cash advance fee 3% of the cash advance amount or P500, whichever is higher
    Rewards handling fee P500 will be charged to the cardholder for each rewards item retrieved by the bank arising from an invalid dispute.
    Card replacement fee P400 per card
    Returned cheque fee P500
    Sales slip retrieval fee P250 per charge slip
    Finance charge 3%
    Processing payment fee P40 shall be charged for each Maybank credit card payment made more than 4 times per month.
    Late payment charge 5% of the amount due or P500, whichever is higher
    Account maintenance fee P200
    Balance transfer rate 0.413% per month for 36 months
    Minimum payment amount 5% of the total amount due or P500, whichever is higher
    Cash advance limit 30% of the credit limit
    Overlimit fee P500
    Foreign currency conversion fee 1% of MasterCard foreign exchange rate at the time the transaction is posted.
    EzyCash manager's check delivery charge P500 or 5% of the unbilled principal amount of the total amount payable, whichever is higher
    Ezy Payment Plan pre-termination P500 or 5% of the unbilled principal amount of the total amount payable, whichever is higher
    Attorney's fees 25% of the amount

    How to Apply for Maybank Standard MasterCard?

    To apply for a Maybank Standard MasterCard, visit the nearest Maybank branch or the bank website, fill up the application form and submit it with the relevant income, identity, and address proofs for verification.

    Lost or Stolen Card Liabilities

    If your Maybank Standard MasterCard is lost or stolen, you should immediately report the incident to the bank’s 24-hour customer service hotline at (+632) 588-3888 or the PLDT domestic toll-free number at 1800-10-588-3888. You can also report the loss or theft of your card through email (cardsCS@maybank.com.ph). The report should contain the place, date, time and circumstances of the incident, and the last purchase made prior to the loss or theft of the card. You shall be held liable for any transactions made using the card prior to the time of reporting. A replacement fee of P400 shall be charged to replace your stolen or lost card.

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