Overview of Maybank Visa Gold
Insufficient credit limit and not enough deals and discounts? Maybank Visa Gold is the answer, with a higher credit limit and gold privileges. You can always upgrade your Classic credit card to Visa Gold and enjoy greater privileges and benefits suited to match your lifestyle needs.
Features and Benefits of Maybank Visa Gold
With the Maybank Visa Gold, you can opt for the EzyPay feature where you can make your payments in installments at the rate of 0%. All principal cardholders of Maybank can go for this option as long as they make a single credit card transaction of minimum PhP3000. The EzyPay feature allows you to select installment terms of 3, 6, 9, 12, 18 and 24 months.
If you are a principal cardholder with a good credit standing, an outstanding balance and have completed a single retail transaction of at least PhP 3000, you are eligible to apply for EzyConvert. With EzyConvert, you can clear your outstanding amount by converting into an installment plan. The installment plans can be chosen based on different terms starting from 3 months to 24 months. A regular add-on rate of 1.45% is applied.
Convert your available balance to cash and opt for installment plans with the following terms – 3, 6, 12, 18 and 24 months. The minimum and maximum amount set for the EzyCash option is PhP10,000 and PhP500,000 respectively and does not depend on the term period.
Principal cardholders can consolidate balances from other credit cards and convert them into installments at lower interests with EzyTransfer. To avail this feature, you should have an outstanding balance of a minimum of PhP 5,000 on each card, with a maximum of three cards from other card issuers or banks in Philippines. The add on rate applied on 3, 6, 12, 18 and 24 month installment terms is 0.88%.
To sign up for EzyPlans, Maybank credit cardholders can call the customer service hotline, (+632) 588-3888, which is open 24/7 or PLDT domestic toll free number – 1800-10-588-3888.
Every shopping spree can earn you rewards if you use your Maybank Visa Gold. Both primary and supplementary cardholders of this card can avail this benefit where you earn 1 TreatsPoint for spending PhP25, every time. Only primary Visa Gold cardholders can redeem the earned points for attractive gifts or cash credit.
As Maybank credit cards have EMV-compliant chip built within them, they are the country’s most secure and safe credit cards. This ensures that fraudulent transactions cannot be carried out using Maybank credit cards. A SMS is sent to your mobile after every successful transaction made by Maybank Visa Gold card. When you use your card to shop online, the transactions are made through Maybank Secure Online Shopping (MSOS) and a one-time password is sent to your phone.
You do not have to worry when you travel overseas as you can still swipe your Maybank Visa Gold for your purchases and expenses. The Visa Gold is valid for use in more than 20 million locations and territories.
The annual fee of Maybank Visa Gold card is PhP 2,000, which is made free for the first year for primary cardholders. The annual fee for supplementary cardholders is PhP 1,000.
To get a Visa Gold card, you need to fulfill the following criteria:
- You should be a resident of Philippines.
- You should be earning a gross annual income of PhP 150,000.
- You should be aged between 21 to 65 years.
Proof of Identification
The documents that serve as identification proof when you submit the application for a Visa Gold card are Passport, Driver’s License, Company ID, TIN ID, SSS ID, GSIS ID or any other IDs issued by the government.
Proof of Income
Employee: If you are an employee, your application form for a Visa Gold card at Maybank, should be attached with the following documents:
- Original copy of the Employment Certificate.
- Latest ITR (Income Tax Return) with BIR/Bank stamp or BIR Form 2316.
- Previous 3 months payslip from the company you are employed in.
Self-employed: For Visa Gold card applicants who are self-employed, the application should be followed by the documents given below:
- Latest ITR with Bank/BIR Stamp.
- Latest AFS(Audited Financial Statements) with Bank/BIR stamp.
- SEC registration or DTI registration.
The application form submitted by both the employee as well as the self-employed individual, should have the active credit card number mentioned on the application.
- What is the percentage of interest applied on Maybank’s EzyPay installment plans?
- What are the term options available on Maybank’s EzyPlans?
- What is the annual fee for Visa Gold primary cardholders and supplementary cardholders?
- What is the minimum gross annual income that an individual must have to get a Maybank Visa Gold card?
- What is the TreatsPoint Rewards Program?
There is zero (0) percent interest applied on EzyPay’s installment plans.
EzyPay offers installment terms of 3, 6, 9, 12, 18 and 24 months, while EzyCash, EzyConvert and EzyTransfer offer installment terms of 3, 6, 12, 18 and 24 months.
The yearly fee of Visa Gold primary cardholders is PhP2,000, which is waived off in the first year. The annual fee for supplementary cardholders is PhP 1,000.
The gross annual income to make you eligible for a Visa Gold card is at least PhP 150,000.
Maybank’s TreatsPoint Rewards entitles you 1 TreatsPoint for every purchase of PhP 25 with your Visa Gold credit card. These points once accumulated, can be redeemed for freebies or cash credit.