Everyday activities are a lot more fun and enjoyable thanks to the PNB Essentials MasterCard which makes all payments extremely easy and convenient.
Some of the exciting features offered on PNB Essentials MasterCard
‘Free Travel Insurance’
Customers can enjoy travel insurance worth up to P1 million when they charge their travel fare to their PNB Essentials MasterCard. In addition to this, various other travel-related issues are covered such as lost luggage, flight delay and others. Customers can get further details by calling the AIG Philippines Insurance number or by visiting the official website.
Customers can enjoy security and warranty for no additional cost thanks to Purchase Protection Insurance by PNB. This insurance offers protection for up to 9 months for all purchased items against theft and accidental damages.
‘Fraud Transaction Insurance’
Customers need not worry about unauthorized charges due to fraudulent transactions as fraud transaction insurance is provided by PNB Essentials MasterCard for just P120 annually or P10 per month.
Users have the option of flexible payments based on their accounts. In case of Dollar accounts, customers need to pay only 5% of their total bill or $50, whichever amount is higher. In case of Peso accounts, P500 or 5% of their bill, again whichever amount is higher.
Customers can exchange their points for either Cash Credits or Mabuhay Miles. In case of cash credits, P50 totals up to 1 point and P1 Cash Credit comprises of 4 points. These redemption can be made in sets of 500 points.
If customers choose Mabuhay Miles then P50 is equivalent to 1 Mabuhay Mile or 1 point. For the initial redemption, a set of 2000 points are required. The following redemptions can be made in sets of 100 points.
Users can transfer the balance from their other credit cards to their PNB Essentials MasterCard at low rates of interest and enjoy the advantages.
‘PNB MasterCard in Control’
Customers can enroll their credit cards and allot limits to their credit card purchases and how they want to use it thanks to the PNB MasterCard inControl wherein they can manage their online spending.
Users can shop for all their high-end luxury products without worry as they have the option of paying for those purchases through installments at 0% interest rate and in flexible terms of 3,6,9,12,18 to 24 months.
‘24/7 Customer Service’
Customers can procure details regarding their payment due dates, balance and others by calling the helpline available for 24 hours, all days of the week.
Users have access to cash of up to 30% of their credit limit from 820,000 MasterCard ATMs all over the globe, more than 600 PNB ATMs and over 5000 BancNet ATMs throughout the Philippines
The PNB Essentials MasterCard can be used in over 22 million outlets in 210 countries all over the globe. Customers can also pay their credit card bills through more than 900 ATMs and branches of Allied Savings Bank, Philippine National Bank and through BDO branches, SM, Savemore Payment Centers and BancNet Online throughout the Philippines.
‘E - Account Statement’
PNB Essentials MasterCard users can view their E-Statement of Account at any place and at any time through the PNB secure website.