Overview of PNB – The Jewelmer Joaillerie Platinum MasterCard
The PNB Jewelmer Joaillerie Platinum MasterCard is an exclusive credit card with special benefits for shopping at Jewelmer Joaillerie. The card entitles you for a 20% discount on your birthday month at the store. Enrol for the Jewelmer Joaillerie Platinum card and enjoy the exclusive indulgence. If you have a taste for fine jewellery, this card is ideal for you.
Features and Benefits
Annual Membership Fees
The annual fee for this exclusive PNB card for principal cardholder is P2,500, while for the supplementary cardholder is P1,250. The monthly interest charge is 3.25% on the PNB card.
Your Jewelmer Joaillerie Platinum MasterCard can be used anywhere in the world as it is accepted by over 22 million merchants all over. Bill payment is made easy by channels such as over 900 ATMs and branches of PNB, Allied Savings Bank, through BancNet Online, SM and Savemore Payment Centers all over the Philippines and BDO branches.
The PNB card comes with an economical minimum payment amount of only P500 or 5% of the total bill amount, depending on whichever is higher.
The PNB MasterCard cardholders can draw up to 30% of the credit limit of the card. Over 600 PNB ATMs, 5,000 BancNet ATMs and 820,000 MasterCard ATMS all over the world.
Zero% Installment Payment Plan
For all your big-ticket expenses, you can rely on Jewelmer Joaillerie Platinum card as it comes with an affordable payment plan with 0% interest. This plan allows you to make your own choice on payment terms ranging from 3, 6, 9, 12, 18 and 24 months.
Enjoy a low interest rate by consolidating all your credit card balances into your Jewelmer Joaillerie Platinum MasterCard account.
The PNB Jewelmer Joaillerie Platinum card entitles you 1 rewards point, every time you spend P40 using the card at The Jewelmer Joaillerie, while you can earn 1 rewards point for every P50 spent anywhere else except the store.
Jewelmer Joaillerie – Cardholders can earn vouchers from the store worth P5000 for every 10,000 points earned. The rewards point can be redeemed in minimum blocks of 10,000 points.
Cash Credits – You can redeem 500 points on your Jewelmer Joaillerie Platinum PNB card with cash credit of P125. The cash is credited to the balance amount once redeemed.
Mabuhay Miles – For every rewards point you earn on the card, you can redeem it for a Mabuhay Mile. For the initial redemption, you are needed to have a block of 2,000 points. Succeeding redemptions can be redeemed in blocks of 100.
Save the Palawan Seas Foundation – This category of redemption requires a separate agreement and here, every 500 points is equivalent to P125.
Cardholders using the PNB Jewelmer Joaillerie Platinum MasterCard have the advantage of being billed separately for local and international transactions. Owing to this facility, you will have the option of paying either in Pesos or Dollars, depending on the day’s payment rate.
MasterCard releases an exclusive e-newsletter every month with the latest updates on the best deals in the world. Cardholders can also have a preview on the upcoming bargains online.
ONB MasterCard inControl
The Philippine National Bank allows you to access your credit card account online. Using the PNB MasterCard inControl, you can set limits on your card and its usage. This way you can control how, when and where you wish your credit card to be used.
ESOA/Electronic Statement of Account
The bank’s secure online access allows you to view the electronic statement of account at any time you desire.
Insurance on Card
Purchase Protection Insurance – PNB offers warranty and security for an extended period of time for free. The items you purchase using the Jewelmer Joaillerie are covered against theft or damage by accident. The insurance can be claimed within 90 days from the purchase date.
Fraud Transaction Insurance – Cardholders can now put a check on unauthorized usage of their cards owing to this insurance. In case of a stolen or lost card, this insurance will provide you coverage against fraudulent transactions. The charge for this insurance is just P10 per month or P120 yearly.
Travel Insurance – If your purchase your travel tickets using the PNB card, you can avail up to P3 million as travel insurance for free. The insurance also includes lost luggage, flight delays and others. To find out more, cardholders can call on (02) 878-54-00 to reach AIG Philippines.
World Assist Services
International and Domestic Concierge Service – World Assist offers personalized round-the-clock assistance to PNB Jewelmer Joallerie Platinum MasterCard cardholders. From dining, travel, entertainment or reservations, World Assist provides assistance to PNB cardholders both for business as well as leisure travellers.
International SOS Coverage - International SOS provides 24/7 travel and medical emergency assistance to the PNB MasterCard cardholders.
PNB Customer Service
You can check your account’s information at any time, whether you are in the Philippines or travelling abroad. To know your balance, cut-off or due date, you can call on the domestic toll-free number 1800-10-818-9-818 or for Metro Manila at 818-9-818.
The applicant for the PNB – Jewelmer Joaillerie Platinum MasterCard must fulfil the follow criteria to be eligible for the card:
- Should be a Filipino citizen and a resident of the Philippines.
- Should have a minimum net yearly income of P120,000.
- The eligible age for principal applicant is between 21 to 65 years.
- The eligible age for supplementary applicant is above 13 years.
- If employed, should be a regular employee for a minimum of one year.
- If self-employed, should be part of a profitable firm for a minimum of two years.
- Identification proof: A photo bearing ID issued by the government such as Passport, Driver’s License, SSS ID, TIN or Company ID issued by SEC, IC or BSP.
- Employment proof for employees: The most recent 3 month payslip or Employment Certificate or Latest Income Tax Return (ITR).
- Employment proof for self-employed employees: Latest ITR or AFS (Audited Financial Statements) or DTI/SEC issued company registration papers.
What is the minimum monthly income I should earn to be eligible for the PNB – Jewelmer Joaillerie Platinum MasterCard?
The minimum monthly income of an applicant must be P15,000 for the exclusive PNB card.
How much fee is charged by PNB in case of delay in credit card payments?
The late payment charge for this exclusive PNB credit cardholder is P300 or $10.
What is the cash advance charge that I will be charged by the bank?
The cash advance charge is 5% of the cash advance amount for Peso transactions, 2% for Dollar transactions plus a transaction fee of P100 or $3.
Do the rewards points that I earn on this exclusive PNB card expire?
No, there is no expiration on the rewards points on the exclusive Jewelmer Joaillerie Platinum MasterCard.
Do I have to be a Filipino citizen to be eligible for this exclusive card from PNB?
Yes, Filipino citizenship is an eligibility criteria to apply for the card.