• Security Bank World Mastercard

    Security Bank World Mastercard
    Credit Card
    Annual Fee
    Reward type
    Security Bank World Mastercard
    Annual Fee:
    P4,000
    Reward type:
    Travel, Groceries, Shopping, Utilities, Dining and Entertainment

    The Security Bank World MasterCard enriches your shopping, dining, and travel experience with world-class privileges. Get special discounts and deals via MasterCard Moments and World MasterCard Exclusive Offers. You can also take advantage of the VIP medical services at St. Luke’s Medical Center for your emergency hospitalization needs with your Security Bank World MasterCard.

    Features and Benefits

    Listed below are the features and benefits of Security Bank World MasterCard:

    • Dual currency billing: Get rid of the hassle of exchanging currency as your international transactions using Security Bank credit cards will now be made in US Dollars.
    • Get free lounge access to the NAIA Terminal 1 and 3, and the Davao Airport’s MIASCOR Lounges.
    • Get VIP concierge services for assistance with your travel plans, hotel bookings and more.
    • The annual membership fee is waived for the first year for your Security Bank credit cards.
    • With 0% Balance Transfer, you can consolidate the outstanding balances from other credit cards and transfer it to your Security Bank credit card to pay in easy installment terms.
    • For every P20 spend, earn 1 rewards point which can be redeemed online for air miles, dining and shopping deals.
    • Installment plan: You can use your Security Bank credit card for a minimum purchase of P5,000 to be paid in installments of 3, 6, 9, 12, 18 or 24 months.
    • Enroll in Security Bank’s e-Statement of Account to get your credit card statements via email.
    • Your Security Bank World MasterCard comes with an e-Secure feature that enables you to set limits for your online shopping.
    • You can make card payments at the nearest Security Bank branch via cash or cheque deposits, ATM, Automatic Debit Arrangement, Security Bank Online (internet banking), Security Bank Mobile Banker (mobile app), and Security Bank Telebanker (telephone). You can also pay your credit card bills at other banks such as Metrobank, Philippine National Bank, Union Bank of the Philippines, BancNet, MegaLink, and SM Business Services.
    • Pay your monthly utility bills via Bills Assist. Monthly billings will be automatically charged to your Security Bank credit card. You can also earn rewards points for your Bills Assist transactions.
    • Enjoy the lifestyle you desire with higher credit limits on your Security Bank World MasterCard.
    • There is no foreign transaction fee charged when you use your credit card overseas.

    Rewards

    Earn 1 rewards point for every P20 spent using your Security Bank World MasterCard and redeem it online for flyer miles, the latest gadgets, dining deals, waived fees or shopping deals. You can visit the bank’s website to choose from the rewards catalogue. Your total rewards points will be reflected on your Statement of Account. There is no expiry date for your rewards points.

    Security Feature

    The Security Bank World MasterCard is equipped with a smart chip that acts as an effective security feature against card duplication. This smart chip technology is used to prevent credit card fraud.

    Insurance Offered

    When you purchase tickets using your Security Bank World MasterCard, get personal travel accident insurance up to P10 million, with a coverage of 30 days at 100% benefits.

    Supplementary Cards

    Security Bank offers up to 5 supplementary cards. The primary cardholder is held liable for the credit usage and charges incurred on a supplementary card. A copy of the supplementary cardholder’s ID with photo and signature has to be submitted to the bank along with the application form. The identity proof document can be a Passport, Company ID, Driver's License, Postal ID, PRC ID, SSS ID, BIR ID, School ID, etc. The supplementary cardholder must be 16 to 65 years old. You will also get annual fee waiver offers for supplementary cards.

    Eligibility Criteria

    The applicants must meet certain eligibility criteria to apply for Security Bank World MasterCard in the Philippines. The requirements are:

    • The applicant must be a Filipino citizen or a Philippines resident.
    • The principal cardholder must be 21 to 65 years old.
    • The supplementary cardholder must be 16 to 65 years old.
    • He or she should be a salaried employee for minimum 1 year or self-employed for minimum 3 years.
    • The minimum annual income requirement is P2,50,000.
    • The applicant must have a landline number or postpaid mobile connection.

    Documents Required

    To apply for the Security Bank World MasterCard, you must submit the following documents as your income, identity, and address proof:

    • A copy of your ID with photo and signature. It can be your Passport, Driver's License, TIN ID, GSIS e-Card, Company ID, SSS ID or other government issued IDs.
    • Income proof for salaried employees:
      • The latest ITR - BIR Form 2316
      • Signed Certificate of Employment and Income
      • A copy of last 3 months payslips with Company ID (both sides)
    • Income proof for self-employed persons:
      • The latest ITR forms with BIR stamp (BIR form 1701) and SEC or DTI registration
      • Audited Financial Statement for the last 3 years

    Fees and Charges

    Listed below are the various fees and charges applicable for the Security Bank World MasterCard:

    Annual fee

    Principal card: P5,000

    Supplementary card: P2,500

    The annual fee for the first supplementary card is waived for life. For the subsequent supplementary cards, the annual fee is waived only for the first year.

    EIR

    2.5% per month

    Cash advance fee

    3% of the amount withdrawn or P500, whichever is higher.

    Cash advance Over-the-Counter fee

    P500 or 3%, whichever is higher

    Card certification fee

    Free for the first request

    P150 for succeeding request

    ChargeLight Plan pre-termination fee

    P500

    Charge slip retrieval fee

    P400 per charge slip

    Statement of Account retrieval fee

    P30 per page

    Late payment charge

    7.5% of the overdue amount or P700, whichever is higher.

    Minimum amount due

    P500 or 5% of the total amount due, whichever is higher

    Foreign currency conversion fee

    Security Bank Corporation’s prevailing exchange rate for credit cards at posting date.

    Returned cheque fee

    P500 for Peso and $10 for USD

    Replacement card fee

    P400 per card

    How to apply for Security Bank World MasterCard?

    Visit the bank website to download the application form. Fill up the form and submit it with the necessary income, identity, and address proofs to the nearest Security Bank branch for verification.

    Lost or Stolen Card Liabilities

    If your credit card is lost or stolen, you should immediately report the incident to Security Bank by calling its customer service number at (632) 88-791-88. Your report should contain the place, date, circumstances of the loss or theft and the last purchases made prior to the incident. A written report should be submitted within 24 hours of your call to confirm. You shall be held liable for any transactions made using the card prior to the time of reporting the incident. A replacement fee of P400 shall be charged to replace your stolen or lost card.


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