Enjoy the best of road trips, travel and motoring with the new Shell Citi Card which has benefits galore for those who love the road and spend a lot of time on it for work or for leisure. Customers also receive cash rebates on purchases such as fuel and auto accessories.
Do read on for information on all the benefits and features of this fantastic card.
Benefits of the Shell Citi Card Philippines
- Customers receive a rebate of 5% on their Shell fuel spends. In addition to this, when customers use their Shell Citi Card to buy North Luzon Expressway and South Luzon Expressway toll load, they again receive a rebate of 5%.
- Customers can also procure a 5% rebate on spends related to auto accessories, repairs and services all over the Philippines.
- Customers can also use their Shell Citi Card for store purchases of a minimum of P10,000 for every billing statement. If the amount spent is below P10,000 then customers still enjoy a rebate of 3% as illustrated in the table below.
|Amount to be spent outstore purchases||Rebate on Shell Fuel purchase||Rebate on toll||Rebate on Auto shop purchases|
|P10,000 and above||5 percent||5 percent||5 percent|
|Below P10,000||3 percent||-||-|
Features of the Shell Citi Card
‘24-hr Emergency Roadside Assistance’
Customers can call the Shell Citi 24-hr hotline to avail services such as rental transport assistance, hotel accommodation, towing service, locksmith assistance, police assistance among others.
Shell Citi Card is a credit card that is globally recognized and can be used anywhere in the world as it is accepted in more than 29 million outlets in more than 150 countries.
‘High and Combines Credit limit’
Shell Citi Card users have the option of procuring higher credit lines and also the flexibility to choose the most suitable card thanks to the Combined Credit Limit option wherein the total limit of all their cards can be used. In addition to this, if users have a good credit score and standing then can easily avail other Citi Credit Cards without providing additional income documents. For other details, customers can call the CitiPhone hotline available 24-hours.
Customers can procure up to 7 supplementary cards for their loved ones and also decide the spend limit for each of these cards.
Users have the option of enjoying extremely low interest rates of even 0% or economical add-on rates every month at participating merchants all over the Philippines. This allows them to pay for their purchases in easy installments of 3,6,9,12,18 and 24 months.
‘Citibank PayLite after Purchase’
Shell Citi Card customers have the option of converting their receipts that are more than P5,000 into PayLite wherein flexible payment tenures of up to 24 month installments can be enjoyed. For further details, customers can contact the 24-hour Hotline to convert their recent expenses to PayLite.
Customers can enjoy some of the best dining deals in Philippines in more than 1000 locations. Apart from this users can also enjoy freebies, discounts and upgrades in more than 5000 outlets all over the globe.
Referring family and friends to procure their very own Citi Card can result in customers getting various fantastic rewards.
Customers can get products from their favourite US brands delivered right to their doorstep thanks to the Citi Globeshopper.
Users can withdraw cash from all ATMs in the Philippines and more than a million Visa/Plus/Maestro/Cirrus/MasterCard ATMs all over the world.
‘Citi CreditShield Plus’
Customers can cast aside their worries regarding illness or any other problems affecting their financial future by simply registering with CreditShield by calling the 24-hour CitiPhone hotline.
‘Citi Card Protection Plan’
The Citi Card Protection Plan protects customers against fraudulent behaviour due to loss of card or theft of identity as this featured acquits the card user from any financial liability in such cases from the time customers report the loss. Customers can register by calling the 24-hour CitiPhone hotline.
‘Credit Line Increase’
Users with a good credit standing or those who have not increased their credit line in the previous six years can apply for an increase in their credit line. They can also apply for an increase if they are travelling abroad. It is to be noted that this service is subject to verification of credit.
‘Citi One Bill’
Customers need not worry about due dates and deadlines thanks to the Citi One Bill facility. Through this, users can pay their bills, donations and insurance premiums through an auto debit facility.
‘Overseas Peso Payment’
Customers can pay for their purchases in Pesos even when the card is used abroad.
Customers have the option of availing online services 24/7 in order to pay bills, manage finances or to even access account information.
Thanks to the 24 hour CitiPhone hotline, customers can transact at any time or enquire about any information.
‘Citi Electronic Statement’
Customers can receive their statements online in a file that is password protected and also receive updates on Citibank’s various promotions and offers.
Users can enjoy the convenience of accessing information such available credit line, minimum due amount, payment due date and others through a simple text message.
Eligibility and Documentation
Customers looking for credit cards that are easy to procure and that do not require extensive documentation are in for a treat as the Shell Citi Card takes around 10 minutes to apply for and customers will receive a reply within a minute of their submitting the application.
In order to be eligible to procure a Shell Citi Card, customers must be a resident of Philippines possessing a Philippine billing address and must be either 21 years or older. Customers also need to have an income of at least P250,000 annually to procure the Classic Card and P360,000 annually for the Gold card. Additionally, they need to possess a postpaid cell phone or postpaid landline and a Tax Identification Number and SSS/GSIS number.Customers can also apply for their Shell Citi Card online by providing financial or employment information and their personal information.
Documents required are as follows -
- Photocopies of two IDs with signature and photo
- SSS Photocard
- TIN ID Card
- Driver’s license
- Income Proof
- ID of the company
In addition to this, customers also need to submit the following.
Any two of the documents listed below -
|Self Employed with assets below P15 million||
Customers need to submit any one of the following-
|Self Employed with assets above P15 million||
Customers need to submit all of the following documents -
Customers who are foreign nationals need to submit one of the following -
Fees and Charges – Shell Citi Card
|Retail Interest Rate effective monthly||3.50%|
|Citi Cash Advance Interest Rate effective monthly||3.64% and this rate includes Citi Cash Advance Service Charge|
|Citi cash Advance Service Charge||3% of the Citi Cash Advance Amount or P500, whichever amount is higher. If Cash Citi Cash Advance is made over the counter then an additional P500 is charged.|
|Monthly Late Charge||6% or P500 of the past due amount, whichever is higher|
|Card Replacement fee||P400|
|Chargeslip Retrieval fee||P250|