• Union Bank Alpha Phi Omega Visa Card

    Union Bank Alpha Phi Omega Visa Card
    Credit Card
    Annual Fee
    Reward type
    Union Bank Alpha Phi Omega Visa Card
    Annual Fee:
    P1,500
    Reward type:
    Insurance

    Union Bank in Philippines offers a wide range of unique credit cards. Union bank offers credit cards to members and alumni members of certain institutions. Union Bank Alpha Phi Omega Visa credit card is one of the unique credit cards offered to members of Alpha Phi Omega . Read on to know more about the credit card.

    Features and Benefits

    Listed below are the features and benefits of Union Bank Alpha Phi Omega Visa credit card:

    • The credit card is designed exclusively for the members of Alpha Phi Omega.
    • The main aim of the credit card is to offer members of Alpha Phi Omega a chance to build a better bond with fellow members and build skills to make better contributions to the world.
    • 50% of the annual fee and 0.5% of your spending at retail establishments is donated to APO National Administrative Office.
    • The credit card qualifies for the installment programme which lets you clear your credit card bills in installments over a period of 36 months.
    • The bank offers flexible monthly payment options.
    • The card offers special discounts in categories such as dining, shopping, entertainment, and more.
    • The auto insurance offered by UnionBank with the Alpha Phi Omega Visa Card is devised to cater to your needs by protecting you and your vehicle from damages and accidents.
    • The card also offers credit life insurance with a cover up to P400,000.
    • Hassle free application process.
    • Easy and simple documentation.
    • Available to both foreigners and nationals.

    Rewards

    Given below is the detailed explanation of the rewards scheme on the card:

    • The card offers special discounts and benefits in the shopping, dining, travel, and entertainment categories.

    Supplementary Cards

    One can unlimited number of supplementary cards with the Union Bank Alpha Phi Omega Visa credit card. The supplementary annual fee is waived off for the first year.

    Security Feature

    The bank has ensured that your transactions stay protected with the card:

    • SMS Alerts- Every time you make a transaction on your credit card, you will receive a message on your registered mobile number with details of the transactions.
    • Email Alerts- Every time you make a transaction on your credit card, you will receive a message on your registered email ID with details of the transaction.

    Eligibility Criteria

    Given below is the eligibility criteria for the card:

    • The applicant has to be a Philippine national or a resident.
    • The applicant should be of 21 years and above.
    • The applicant has to be a member of Alpha Phi Omega.

    Documents Required

    Given below is a list of documents required in order to apply for the card for nationals and foreigners:

    For Filipino citizens

    • Documents for income proof-
      • For salaried applicants: Salaried employees have to submit the latest copy of their BIR Form 2316 along with any of the documents below:
        • COEI:- A copy of Original Certificate of Employment and Income which contains details of the employment.
        • Photocopy of a payslip.
    • For self-Employed applicants:
      • A copy of the registration certificate of the business
      • Business that are a Single Proprietorship should submit relevant DTI issued documents
      • Partnerships and Corporations should submit relevant SEC issued documents
      • Latest ITR photocopy along with W4 with a Bank Stamp AFS dating back at least 2 years; OR
      • The copy of the latest bank statement dating back at least 3 months.
    • Identity proof - Any proof issued by the government

    For foreign applicants

    • Photocopy of the employment contract.
    • Embassy officials should submit a letter from the Embassy
    • The applicant should submit photocopy of any of the below mentioned documents:
      • Copy of the Passport
      • Copy of the Resident Visa
      • Work Permit
      • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority
      • Visa with EO22
      • ICR or ACR or ACR-1

    Fees and Charges

    Given below is a list of fees and charges charged on the credit card:

    Feature Fee
    Primary card annual fee P1,500 per annum (Annual fee waived for the first year)
    Supplementary card annual fee P750 per annum (Annual fee waived for the first year)
    Cash advance 30% limit
    Finance Charge 3.00% per annum

    How to apply for Union Bank Alpha Phi Omega Visa Credit Card

    Applying for card Union Bank Alpha Phi Omega Visa credit card is very easy. The applicant can either apply for the credit card online or do it offline at one of the bank’s branches in Philippines.

    • Online- The applicant can visit the official website of the bank if they wish to apply for the card online. At the official website, the applicant can choose the card of their choice and apply for it by downloading the form and submitting it with relevant documents. The applicant can also apply for the card on third party financial websites.
    • Offline- If the cardholder wishes to apply for the card offline, they can do so by visiting one of the bank’s branches in Philippines.

    How to Report a Stolen Card?

    In case you lose your Union Bank Alpha Phi Omega Visa credit card, you should inform the bank immediately. If you have lost or misplaced your credit card, contact the bank immediately so that the bank can take immediate action. The cardholder is liable for any charges made on the card when it is lost or misplaced.


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