• Union Bank Enderun Colleges Visa Card

    Union Bank Enderun Colleges Visa Card
    Credit Card
    Annual Fee
    Reward type
    Union Bank Enderun Colleges Visa Card
    Annual Fee:
    P1,500
    Reward type:
    Insurance

    With the Union Bank Enderun Colleges Visa Card, you can support numerous programs and projects at Enderun Colleges’ each time you spend on this credit card. Additionally, you will also receive discounts at various partner establishments of the Enderun College Alumni Association.

    Features and Benefits

    • 50% of your annual fee will be donated to programs and projects at Enderun Colleges.
    • 0.5% of all retail transactions made on your card will be donated to programs and projects at Enderun Colleges.
    • Get 10% discount at the following partner establishments:
      • Pink Panda
      • Crisp
      • Hatch 22
      • Hai Chix & Steaks
      • Tipsy Pig
      • L’Opera Ristorante
      • Prego
      • Balducci Ristorante
      • Chez Karine Bakery
      • Moonshine
      • Chihuahua
      • Adobo Connection
    • Hyve – Get free entry and courtesy lane at Hyve on regular operational evenings. This does not include events that have a door charge and other special events held at the venue.
    • Mu Noodle Bar – Get 10% off when paying by cash and 5% off when paying by card.
    • Tony Roma’s – Get a discount of 15% on all a la carte items that are regularly priced. This includes food and beverages. Minimum spend of P1,500, excluding service charge is required to avail this offer.
    • Acacia:
      • Get an overnight stay with a buffet breakfast for 2 persons in a Deluxe Room. Up to 5 rooms per booking is allowed.
      • 20% off at all restaurants. This is not valid on special promotions and other discounts.
    • Vyne – Get 10% off on regular priced food items.
    • Early Bird Breakfast Club - Get 10% off when paying by cash and 5% off when paying by card.
    • Privato Hotel – Get 25% off on the published room rates.

    Other features and benefits include:

    • Discount Program
    • Instalment Program
    • Rewards Program
    • Auto-Insurance Instalment Plan
    • Payment Convenience
    • Flexible monthly payment
    • Cash advance feature
    • Email statements of your account activity
    • Credit Life Insurance
    • 24/7 Customer Service

    Insurance Offered

    Credit Life Insurance: In an event of your death or disability, this insurance policy will pay off your outstanding balance of up to P400,000.

    • Temporary disability – Under this insurance cover, monthly instalment payments of P500 or 5% of your outstanding balance, depending on whichever of the 2 is higher, will be paid.
    • Total permanent disability – Your insurance cover will pay your outstanding balance of up to P400,000.
    • Death – In case of your death on account of illness or accident, your outstanding balance of up to P400,000 will be paid.

    You can continue to renew your Credit Life insurance policy up to the age of 60 as long as you keep paying the premiums and your credit card is active and in good standing.

    Supplementary Cards

    • You can get unlimited supplementary credit cards with the Union Bank Enderun Colleges Visa Card.
    • The annual membership fee for every supplementary card is P750.

    Eligibility Criteria

    You can apply for this credit card if you meet the following eligibility criteria:

    • Age criteria:
      • Minimum age: 21 years.
      • Maximum age: 60 years.
    • Income criterion – You must be earning an annual gross income of at least P600,000.
    • You must have a business or residence landline phone.
    • You must be practicing a profession, employed or own a business that has been operational for a minimum of 1 year.

    Documents Required

    In order to complete your credit card application process, you must submit the following documents:

    • Photocopy of any 2 ID proof documents that contain your signature AND 3 specimen signatures.
    • Income proof document for employed applicants/fixed salary earners:
      • BIR Form 2316 (W-2).
    • Income proof documents for self-employed applicants:
      • Income Tax Return (ITR) BIR Form 1701 or 1702 containing a bank/BIR stamp.
      • Business Name Registration with the Department of Trade and Industry Certificate.
    • If you are residing outside Metro Manila, you must also submit your latest proof of billing address.

    Fees and Charges

    Item/Product Fees and charges
    Annual fee for principal card P1,500
    Annual fee for supplementary card P750
    Interest rate Monthly EIR of 3.5%
    Late payment charge 6% of the minimum due amount or P500, depending on whichever of the 2 is higher.
    Cash advance fee 6% of the withdrawn amount or P300, depending on whichever of the 2 is higher.
    Over Limit fee P500
    Card replacement fee P400
    Dispute fee P1,000 per invalid dispute claim

    How to apply for Union Bank Enderun Colleges Visa Card

    There are 3 ways through which you can apply for this credit card:

    Submit an online application:

    • Visit the bank’s website and navigate to the Union Bank Enderun Colleges Visa Card webpage.
    • Scroll down to the bottom of the page to find the option, “Apply Now”.
    • Under this option, click on “Fill out an online application form”.
    • Complete this form and submit the supporting documents requested through email, fax or mail. The address for each are provided on the online application form.

    Fax the application form:

    • Visit the bank’s website and navigate to the Union Bank Enderun Colleges Visa Card webpage.
    • Scroll down to the bottom of the page to find the option, “Apply Now”.
    • Under this option, click on “download application form and fax it to 02 636-6256”.
    • Click on this option to download the application form and fax the completed form along with the required documents to the bank.

    Visit the bank:

    You can visit your nearest Union Bank branch and apply for this credit card, directly in person.

    Documents can be submitted through the following channels:

    • Email the bank at internetapps@unionbankph.com.
    • Fax the documents to the bank at 02 636-6248.
    • Mail the documents to the bank at: 31/F UnionBank Plaza Meralco Avenue corner Onyx and Sapphire Sts., Ortigas Center, Pasig City – Attention: Credit Card Acquisition Department.

    Lost/Stolen Card Liabilities

    If you have lost/misplaced your Union Bank Enderun Colleges Visa Card, or it has been stolen, you must immediately call the bank and inform the customer service executive regarding the incident. You can contact the bank through the following ways:

    • If you are in Metro Manila, you can call the bank on their Customer Service Centre number available 24 hours on 632 8418600.
    • If you are outside Metro Manila, you can call the bank on their domestic toll-free number at 1-800-1888-2277.
    • If you are outside the Philippines (USA, Netherlands, Spain, Singapore, Malaysia, Switzerland, Australia, Japan, Israel, Korea), you can call the bank on their universal toll-free number at IAC+800-8277-2273.

    This credit card is equipped with the Lost Card Protection feature which implies that, you do not have to bear any financial liability if your credit card has been used fraudulently. However, this feature will only be in effect after you have informed the bank regarding the loss/theft of your card.

    You will have to pay a Lost Card Replacement Fee of P400 so that the bank can issue a new credit card to you.


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