• Union Bank Platinum Visa Card

    Union Bank Platinum Visa Card
    Credit Card
    Annual Fee
    Reward type
    Union Bank Platinum Visa Card
    Annual Fee:
    P3,000
    Reward type:
    Travel, Insurance, Shopping and Premium

    Enjoy a high-end lifestyle with exclusive platinum privileges, complimentary travel insurance, rewards program and additional perks from Visa Platinum on the Union Bank Platinum Visa Card.

    Features and Benefits

    • Visa Platinum Concierge:
      • This service is available 24/7.
      • The customer service executives are available in 7 different Asian languages for assistance. You can avail this service even through web-enabled Concierge Online Service.
      • Emergency services for lost/stolen credit cards, emergency cash and replacement of your card are available.
      • Emergency transportation, assistance for locating your luggage, replacement of tickets, etc. assistance are available through Visa’s global network.
    • Visa Platinum Club - Spacious guest rooms, room upgrades, spas and exclusive shopping experiences with Visa partners.
    • Visa Platinum’s Unique Travel - Enjoy unique travel adventures with Visa partners.
    • Get a complimentary year-end account summary of all the expenses you incurred in the year.
    • Lounge Access at Club Manila:
      • Get a complimentary stay at Club Manila before your flight departure, irrespective of which airline you are flying from.
      • Enjoy exclusive discounts on your Union Bank Visa Platinum Credit Card at various establishments.

    Other features include:

    • Discount program.
    • Instalment program.
    • Flexible monthly payment.
    • Auto-Insurance instalment plan.
    • Cash advance feature.
    • Long credit terms.
    • Auto-charge feature.

    Rewards Offered

    Through the Rewards Program, you have the option to choose from free dining, shopping, free business/leisure travel, cash rebate and more.

    Insurance Offered

    Complimentary Travel Insurance:

    You will be covered for a trip of maximum 15 days and receive the following benefits:

    • Medical reimbursement up to P600,000.
    • Baggage delay – P2,000 per 8 hours up to P20,000 or 8 payments.
    • Baggage loss – Up to P5,000 per lost item up to P40,000.
    • Accidental death or Permanent/total disability – Up to P10 million.
    • Flight delay – Up to P2,500 per 8 hour delay up to 8 payments.

    Supplementary Cards

    • Get unlimited number of supplementary cards with this credit card.
    • The annual fee for a supplementary card is P1,500.

    Eligibility Criteria

    To apply for this credit card, you must meet the following eligibility criteria:

    • Age criteria:
      • Minimum age: 21 years.
      • Maximum age: 60 years.
    • You must have a residence or business landline phone.
    • You must be practicing a profession, employed or own a business that has been operational for a minimum of 1 year.

    Documents Required

    You will be requested to submit the following documents in order to complete the application process for this credit card:

    • Copies of 2 ID proof documents with your signature + 3 specimen signatures.
    • Income proof for employed applicants and fixed salary earners:
      • BIR Form 2316 (W-2).
    • Income proof for self-employed applicants:
      • Income Tax Return (ITR) BIR Form 1701 or 1702 containing a bank/BIR stamp.
      • Business Name Registration with the Department of Trade and Industry Certificate.
    • If you reside outside Metro Manila, you must additionally submit your latest proof of billing address.

    Documents can be submitted through the following channels:

    • Email the bank at internetapps@unionbankph.com.
    • Fax the documents to the bank at 02 636-6248.
    • Mail the documents to the bank at: 31/F UnionBank Plaza Meralco Avenue corner Onyx and Sapphire Sts., Ortigas Center, Pasig City – Attention: Credit Card Acquisition Department.

    Fees and Charges

    Item/Product

    Fees and charges

    Annual fee for principal card

    P3,000

    Annual fee for supplementary card

    P1,500

    Interest rate

    Monthly EIR of 3.5%

    Late payment charge

    6% of the minimum due amount or P500, depending on whichever of the 2 is higher.

    Cash advance fee

    6% of the withdrawn amount or P300, depending on whichever of the 2 is higher.

    Over Limit fee

    P500

    Card replacement fee

    P400

    How to apply for Union Bank Platinum Visa Card

    For information regarding the application process for this credit card, contact the bank’s Customer Service Hotline Number at 02 841-8600 or on the domestic toll-free number available at 1-800-1888-2277.

    Lost/Stolen Card Liabilities

    If you have lost/misplaced your Union Bank Platinum Visa Credit Card or it has been stolen, you must immediately call the bank and inform them regarding the incident. You can contact the bank through the following ways:

    • If your card has been lost/stolen in Metro Manila - Call the bank’s 24 hour Customer Service Centre at 632 8418600.
    • If you your card has been lost/stolen outside Metro Manila - Call the bank’s domestic toll-free number at 1-800-1888-2277.
    • If your card has been lost/stolen overseas in USA, Spain, Singapore, Malaysia, Netherlands, Australia, Israel, Switzerland, Japan, Korea - Call the bank’s universal toll-free number at IAC+800-8277-2273.

    The Union Bank Platinum Visa Credit Card comes equipped with a Lost Card Protection feature which means that you do not have to bear any financial liability for fraudulent charges made using your credit card. This feature however, will only be applicable after you have contacted the bank and informed them regarding the loss/theft of your card.

    The bank will charge you a lost card replacement fee of P400 for the re-issuance of your credit card.


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