• Union Bank San Beda College Alumni Association Visa Card

    Union Bank San Beda College Alumni Association Visa Card
    Credit Card
    Annual Fee
    Reward type
    Union Bank San Beda College Alumni Association Visa Card
    Annual Fee:
    P1,500
    Reward type:
    Insurance

    UnionBank is a leading bank in the Philippines. The bank offers numerous credit cards and some of them are extremely unique. One of these unique cards is the UnionBank San Beda College Alumni Association Visa Card. Have you always wanted to help needy children to attend school? You can make this happen by getting a UnionBank San Beda College Alumni Association Visa Card. When you take this card, you will get an opportunity to assist the school in developing its scholarship programmes and athletic programmes. You will also be able to aid the various projects organised by the Alumni Association. Some of the projects include livelihood, disaster relief, community development, and education enhancement programmes.

    Features and Benefits

    Let us take a look at some of the features and benefits offered by UnionBank San Beda College Alumni Association Visa Card:

    • Annual fee contribution: When you use the UnionBank San Beda College Alumni Association Visa Card, 50% of your annual fee will be contributed to the above-mentioned developmental activities.
    • Purchases at retail stores: When you use the card for buying products from retail stores, 0.5% of the spent amount will be donated towards the programmes.
    • Payments in installments: You can pay your credit card bill after every billing cycle in monthly installments. You can make the payments flexibly according to your financial condition.
    • Auto insurance: With your card, you will get an auto insurance policy which is provided by the bank. This insurance product will cover your expenses when your automobile gets damaged.
    • Discount programmes: Every card offered by UnionBank comes with special discounts over different periods.
    • Credit life insurance: This credit card will give a life insurance policy for you and your dependents. If there is any unforeseen event such as death or permanent disability, your loved ones will receive an insured amount of up to P400,000.
    • Higher credit terms: You can obtain credit for up to 53 days at 0% interest.
    • Flexible payment options: When you have to pay your credit card bill, you can select any one amount prescribed by the bank. As per your convenience, you can pay any of the amounts to clear your outstanding amount.
    • Statement via emails: You can view your credit card statement every month as it will be sent to your email ID. You will be able to check your transactions instantly. If there is any discrepancy in the details, you can contact the bank immediately for a speedy resolution.
    • Full-time customer service: When you have a credit card from UnionBank, you can rely on the 24-hour customer service provided by the bank. You will get proper guidance whenever you need it.
    • Credit life insurance: You will receive a life insurance policy when you have a UnionBank San Beda College Alumni Association Visa Card. This will assure that your dependents are financially safe in case of situations such as death or permanent disability.
    • Globally accepted: The UnionBank San Beda College Alumni Association Visa Card is universally accepted and you can use it at several stores in the world.
    • Flexible payment options: You may choose to pay a certain percentage of the outstanding amount as per the bank’s requirements.
    • Auto charge facility: With a credit card from UnionBank, you can choose to auto charge your utility bills to the card.

    Supplementary Cards

    A UnionBank credit card gives you unlimited supplementary cards. With a supplementary card, your immediate family members including parents, spouse, children, and your siblings can make use of the privileges that come with the principal card.

    Eligibility Criteria

    Let us discuss the eligibility criteria for UnionBank San Beda College Alumni Association Visa Card:

    • You will need a landline phone in your house or office.
    • You will need to be at least 18 years old and not more than 60 years old.
    • You should be earning at least P600,000 annually.
    • You need to be a salaried employee or you should be an owner of business for a period of at least 1 year.

    Documents Required

    Let us take a look at the documents required for UnionBank San Beda College Alumni Association Visa Card:

    Identity proof

    You will have to give a copy of 2 valid IDs with your signature and photograph along with 3 specimen signatures.

    Billing address proof

    If your residence is outside Metro Manila, you will have to give your latest statement of address proof.

    Income proof

    • For salaried individuals:
    • You will have to give BIR form 2316(W-2).

    • For self-employed individuals:
      • You will have to provide Department of Trade and Industry Certificate of Business Name Registration.
      • You will have to give your Income Tax Return BIR form 1701 or 1702 with your bank stamp or BIR.

    You can send these documents via email, fax, or by mailing it to the address of the bank.

    Fees and Charges

    You will have to pay the following fees and charges for your UnionBank San Beda College Alumni Association Visa Card:

    Annual fee P1,500
    Interest charge (Monthly effective interest rate) 3.5%
    Late payment fee P500 or 6% whichever is higher
    Overlimit fee P500
    Returned cheque fee P1,000
    Cash advance fee P300 or 6% of the transaction amount, whichever is higher
    Dispute fee P1,000
    Pre-termination fee 5% of outstanding balance or P500
    Sales slip retrieval fee P200

    How to apply for Union Bank San Beda College Alumni Association Visa Card

    If you want to sign up for a UnionBank San Beda College Alumni Association Visa Card, you may send your application form via postal mail to the bank. You can also apply via fax or email. You can also apply online by visiting the official website of the bank.

    How to Report a Stolen or Lost Credit Card

    If your UnionBank San Beda College Alumni Association Visa Card gets lost or stolen, you must call the customer service hotline of the bank at (02) 841-8600 or the domestic toll-free number at 1-800-1888-2277. With the lost card protection feature offered by the bank, you do not have to worry about any financial liability when your card is used for unauthorised transactions. To enjoy the benefits of this feature, you need to inform the bank when you learn that your card has gone missing. For a card replacement, you will have to pay P400.


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