• Union Bank St. Paul College Pasig Visa Card

    Union Bank St. Paul College Pasig Visa Card
    Credit Card
    Annual Fee
    Reward type
    Union Bank St. Paul College Pasig Visa Card
    Annual Fee:
    P1,500
    Reward type:
    Insurance

    UnionBank offers a varied range of credit cards for several purposes. Each card offered by the bank is designed for a specific purpose. The UnionBank St. Paul College Pasig Visa Card will allow you to assist the various programmes organised by the school. Some of the programmes include student leadership enhancement, spiritual formation, faculty enhancement, scholarship programmes, and activities to help children who belong to economically weaker sections of the society.

    Features and Benefits

    Let us take a look at the features and benefits provided by UnionBank St. Paul College Pasig Visa Card:

    • Donations: 50% of your annual fee will be contributed towards the developmental programmes organised by the college. 0.5% of your retail transactions will be automatically donated towards the same activities.
    • Tuition fee installment plan: With this card, you will get a tuition fee installment plan for 12 months at a low interest rate. Also, you can make your payment for the first monthly amortisation after a period of 3 months.
    • Bill manager: Your UnionBank St. Paul College Pasig Visa Card will help you in managing all your bills. You will get timely updates about when you should pay your bill so that you never have to give any late payment fee.
    • E-mail statements: With a UnionBank card, you can track your card transactions on a regular basis by viewing your statement of account that will be shared with you via email. This will help you to be aware of every transaction that is made with your card.
    • Several ways to pay: You can choose any mode of payment when you have a UnionBank credit card. You can use the traditional pay over-the-counter option at any UnionBank branch. You can also pay at any UnionBank ATM. You can also check out Megalink or BancNet ATMs in the country. If you are a UnionBank Depository account holder, you can pay via the Automatic Debit Arrangement.
    • Payment in Pesos: With a UnionBank St. Paul College Pasig Visa Card, you can make overseas transactions in Peso without having to worry about conversion of currency.
    • Accepted across the world: You can use a UnionBank St. Paul College Pasig Visa Card for your purchases at different outlets in the whole world that have the Visa logo.
    • Higher credit tenure: You can pay your bill for this card within a long period as the credit tenure is pretty high.
    • 24-hour customer service: UnionBank provides 24-hour customer assistance for all kinds of banking issues. If you have any concerns or queries regarding your card, you can contact the bank for a solution.
    • Installments are allowed: Any UnionBank credit card allows you to make payments in installments. This way, you will not be forced to spend a huge amount of money in a single receipt.

    Insurance Offered

    A UnionBank credit card comes with a life insurance premium. This will give you an assurance that your family members will be financially secure when an unfortunate incident such as death or permanent disability occurs.

    Supplementary Cards

    All UnionBank credit cards come with unlimited credit cards. These cards will provide your immediate family members with the privileges and perks that you enjoy.

    Eligibility Criteria

    Let us take a look at the eligibility criteria for UnionBank St. Paul College Pasig Visa Card:

    • You should have a landline phone in your residential or commercial space.
    • The minimum age limit is 18 years and the maximum age limit is 60 years.
    • Your annual income should be a minimum of P600,000.
    • You should be a salaried individual or a self-employed individual with your own business for a minimum of 1 year.

    Documents Required

    Here are the documents that you have to submit while applying for a UnionBank St. Paul College Pasig Visa Card:

    Billing address proof

    If you live outside Metro Manila, you will have to give your latest statement of address proof.

    ID proof

    You will have to give a copy of 2 valid IDs with your signature and photograph along with 3 specimen signatures.

    Income proof

    For salaried individuals:

    You will need to submit your BIR form 2316(W-2).

    For self-employed individuals:

    • You will need to give your Department of Trade and Industry Certificate of Business Name Registration.
    • You need to submit your Income Tax Return BIR form 1701 or 1702 with your bank stamp or BIR.

    You can send these documents via email, fax, or by mailing it to the address of the bank.

    Fees and Charges

    Let us take a look at the fees and charges that you will have to pay for a UnionBank St. Paul College Pasig Visa Card:

    Annual fee P1,500
    Interest charge (Monthly effective interest rate) 3.5%
    Late payment fee P500 or 6% whichever is higher
    Overlimit fee P500
    Returned cheque fee P1,000
    Cash advance fee P300 or 6% of the transaction amount, whichever is higher
    Dispute fee P1,000
    Pre-termination fee 5% of outstanding balance or P500
    Sales slip retrieval fee P200

    How to apply for UnionBank St. Paul College Pasig Visa Card

    • You can apply for a UnionBank St. Paul College Pasig Visa Card by filling the application form and sending it to the bank office through postal mail.
    • You can also apply online by filling the form available on the bank’s website.
    • You can also go to a UnionBank branch to complete the application process.

    How to Report a Stolen or Lost Credit Card

    When your UnionBank St. Paul College Pasig Visa Card gets lost or stolen, you will have to reach out to the bank immediately by calling the customer service hotline of the bank at (02) 841-8600 or the domestic toll-free number at 1-800-1888-2277. The bank has a lost card protection feature which will protect you from financial liability if someone makes an unauthorised transaction with your card. To enjoy the benefit of this feature, you will have to complain to the bank right after you realise that your card has gone missing. The card replacement fee charged by the card is P400.


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