• EastWest Bank Credit Card Philippines

    East West Bank Credit Card
    Credit Card
    Annual Fee
    Reward type
    East West Bank Visa
    Annual Fee:
    P1,500
    Reward type:
    Travel, Insurance, Shopping, Dining and Entertainment
    East West Bank Mastercard
    Annual Fee:
    P1,500
    Reward type:
    Travel, Insurance, Shopping, Dining and Entertainment
    East West Bank Platinum Mastercard
    Annual Fee:
    Free
    Reward type:
    Travel, Insurance, Groceries, Shopping, Dining and Premium
    East West Bank Everyday Mastercard
    Annual Fee:
    P2,800
    Reward type:
    Insurance , Gas, Groceries, Shopping and Dining
    East West Bank Dolce Vita Titanium Mastercard
    Annual Fee:
    P2,000
    Reward type:
    Travel, Shopping, Utilities, Dining and Entertainment
    East West Bank Practical Mastercard
    Annual Fee:
    P1,400
    Reward type:
    Insurance, Gas and Groceries
    East West Bank Hyundai Mastercard
    Annual Fee:
    P2,000
    Reward type:
    Gas, Groceries, Shopping, Utilities and Dining
    East West Bank Lausautogroup Visa
    Annual Fee:
    P1,600
    Reward type:
    Travel, Insurance, Gas and Utilities

    EastWest Bank was established in 1994 and since then it has been offering a wide range of financial and banking services to its customers. The bank offers credit cards based on Visa and MasterCard platforms. The credit cards offer exclusive benefits and features.

    Features and benefits of EastWest Bank Credit Card

    Following are the various features and benefits of EastWest Bank credit card:

    • You earn rewards on every peso spent on the card.
    • You get cash rebates up to 5% on category based expenses.
    • Travel insurance is offered to cover most of the travel related risks.
    • You can get up to 9 supplementary credit cards.
    • You have a 24-hour customer service.

    Security Feature

    • The EastWest Bank credit cards are embedded with a smart chip which enhances security. You can also use the credit cards at contactless terminals, you can tap your credit card to pay.
    • The online transactions are safer with 3D Secure. You will have to enter a one-time password to validate the purchases. The OTP will be sent to your registered mobile number.

    Eligibility Criteria to Avail EastWest Credit Cards

    In order to be eligible to avail an EastWest Bank credit card, you must meet the following requirements:

    • You must be a Filipino citizen or a Local Resident Foreigner.
    • You must be at least 21 years old.
    • You must have a landline or mobile phone.
    • The minimum gross annual income requirement is as follows:
      • Practical MasterCard – P120,000.
      • Classic Visa or MasterCard – P180,000.
      • Titanium MasterCard – P300,000.
      • Gold Visa or Gold MasterCard – P480,000.
      • Platinum MasterCard – P1,800,000.

    Document Requirements to apply EastWest Credit Card

    You must submit the following documents along with your application form:

    • Photocopy of one valid ID such as Company ID, Passport, Driver’s License, etc.
    • If you are employed, you must submit the following documents:
      • Certificate of employment.
      • Latest BIR.
      • Letter of Appointment.
      • Latest 3 months payslip.
      • Salary adjustment memo received.
      • Latest Service Record, if you are a government employee.
      • Valid credit card reference.
    • If you are self-employed, you must submit the following documents:
      • Latest financial statement.
      • Latest BIR.
    • If you are a Local Resident Foreigner, you must submit one of the following documents:
      • Alien Certificate of Registration.
      • Work permit accompanied by your income document.
      • Expats have to submit Certificate of Employment.
      • Diplomat has to submit Visa and Embassy Certification.

    Types of EastWest Bank Credit Cards

    Following are the various types of credit cards offered by EastWest Bank:

    1. Visa Cards:
      • EastWest Priority Banking Visa Infinite credit card: This card entitles you to exclusive membership privileges around the world. The card doesn’t charge annual membership fees. You get VIP airport lounge access. You get up to P20 million free comprehensive travel accident and inconvenience insurance. You get various lifestyle privileges. You get shopping, golf, dining, concierge, hotel, and airport meet and greet privileges. For every P10 spent on the card, you earn one infinite rewards point. These points can be converted to PAL Mabuhay Miles and Asia Miles. This card is globally accepted and is embedded with a chip to improve security. You get up to 9 supplementary credit cards. You can also avail balance transfer, instalment, cash advance, and quick bills facility.
      • EastWest Visa Platinum credit card: This card offers up to 3% cash rebates on dining and department stores. You get free comprehensive travel accident and inconvenience insurance worth P20 million. The card is globally accepted. You get up to 9 supplementary credit cards. You can also avail instalment, balance transfer, cash advance, and quick bills facility.
      • EastWest Visa card: For every P100 charged to the card, you earn 1 Rewards point. This can be converted to Limitless Rewards Vouchers. The card is globally accepted. You can avail the cash advance facility, instalment facility, quick bills facility, etc. You can get up to 9 supplementary credit cards. You get free comprehensive travel accident and inconvenience insurance worth P20 million.
    2. MasterCard:
      • EastWest Platinum MasterCard: The credit cards don’t charge any annual fees. This card offers platinum perks and MasterCard Moments. This card offers you a complimentary Virtual Card, which will have a different number. You get up to P20 million free comprehensive travel accident and inconvenience insurance. You get priority pass membership which lets you access to over 600 VIP Airport Lounges. You earn one Platinum Rewards point for every P40 spent.
      • EastWest Dolce Vita Titanium MasterCard: This credit card lets you enjoy a discount, instalment deals, and special offers at your favourite merchants. You get special discounts at Dolce Vita Cares. You earn one Charm for every P100 spent. You can transfer the balance, avail instalment facility, and cash advance facility. This card also lets you pay the bills easily. You can get up to 9 supplementary credit cards.
      • EastWest Everyday MasterCard: You get up to 5% cash rebate on your essential spending. You also get a wide range of perks and privileges from dining, travel, health and wellness, and shopping. The card is globally accepted. You can use the cash advance facility, balance transfer facility, instalment facility, etc. You get up to 9 supplementary credit cards.
      • EastWest MasterCard: For every P100 charged to the card, you earn 1 Rewards point. The points can be converted to Limitless Rewards Vouchers. You can get up to 9 supplementary credit cards. You get free comprehensive travel accident and inconvenience insurance worth P20 million. The card is globally accepted. You can avail the cash advance facility, instalment facility, quick bills facility, etc.
      • Hyundai MasterCard: With this card, you get up to 5% rebate on all your retail purchases. You get 10% discount on authorised Hyundai dealership. You also get a free Hyundai welcome gift voucher worth P1,000. You also get 24 hours roadside, travel, or medical assistance.
      • DLSAA MasterCard: When you reach P2,000 on your card, EastWest Bank will donate P1,000 to DLSAA. You get 5% discount on DLSAA merchandise. For every P100 spent, you get 1 Rewards point. You can convert the purchases into easy instalment and also avail cash advance facility, balance transfer facility, etc.
      • EastWest Practical MasterCard: This credit card offers low monthly interest rates. The annual membership fee payment option is flexible, you can pay it on a monthly, quarterly, or an annual basis. You get exclusive benefits and perks. You get up to 9 supplementary credit cards.

    Supplementary Cards

    EastWest Bank offers up to 9 supplementary credit cards. The supplementary credit cards can be assigned a monthly sub-limit to manage your finances. The supplementary credit cardholders get the same benefits as that of a principal cardholder.

    Rewards

    With EastWest Bank credit cards you will get the following rewards:

    • On every P10 spent on the card, you get 1 Infinite Rewards point. The point can be converted to Asia Miles and PA: Mabuhay Miles. The points can be exchanged for vouchers that you can use at the partner merchants. You can also convert the points to cash rebate by calling the customer service.
    • 3% cash rebates on dining and department stores with EastWest Visa Platinum credit card.
    • For every P100 charged to Visa and MasterCard, you earn 1 Rewards point. This can be converted to Limitless Rewards Vouchers.
    • You earn one Platinum Rewards point for every P40 spent with your Platinum MasterCard.
    • You earn one Charm for every P100 spent with your EastWest Dolce Vita Titanium MasterCard.
    • You get up to 5% cash rebate on your essential spending with your EastWest Everyday MasterCard.
    • With Hyundai MasterCard, you get up to 5% rebate on all your retail purchases. You get 10% discount on authorised Hyundai dealership

    Insurance on EastWest Credit Cards

    You will get up to P20 million free comprehensive travel accident and inconvenience insurance

    EastWest Bank Credit Card Promo

    Following are the various promotions you can avail with your EastWest Bank credit cards:

    • You get free treats from partner merchants when you spend a minimum of P3,000, P6,000, and P12,000 on a single receipt.
    • For every P1,000 spent on a single transaction at Asiatravel.com, you get P2,000 worth of cash vouchers.
    • You get 15% discount at Zalora when you use the promo code EWBFEVER.
    • You get 10% discount at Lazada when you use the promo code EWBREVO.
    • When you refer a friend or a family member, you will get P1,000 cash credit for every successful referral.
    • You get a free tub of popcorn on every purchase of Robinsons Movieworld ticket when you book through ClickTheCity mobile app.
    • You get up to 20% off from foodpanda.
    • You get 15% off at shippingcart.com.
    • You get 20% off at Fifth Season Spa and Toccare Spa.
    • You get 10% off when you shop online at Fruits in Bloom and use the promo code EWFIB2016.

    EastWest Bank Credit Card Fees and Charges

    Following are the applicable fees and charges:

    Annual fees – Principal cards

      • Visa Cards:

        • EastWest Priority Banking Visa Infinite credit card: Waived

        • EastWest Visa Platinum credit card: P2,750

        • EastWest Visa card: Gold: P2,500, Classic: P1,500

      • MasterCard

      :

        • EastWest Platinum MasterCard: Waived

        • EastWest Dolce Vita Titanium MasterCard: P2,000

        • EastWest Everyday MasterCard: P2,800

        • EastWest MasterCard: Gold: P2,500, Classic: P1,500

        • Hyundai MasterCard: P2,000

        • DLSAA MasterCard: P1,600

        • EastWest Practical MasterCard: P1,400

    Annual fees – Supplementary cards

    • Visa Cards:

      • EastWest Priority Banking Visa Infinite credit card: Waived

      • EastWest Visa Platinum credit card: P1,375

      • EastWest Visa card: Gold: P1,250, Classic: P750

    • MasterCard

    :

      • EastWest Platinum MasterCard: Waived

      • EastWest Dolce Vita Titanium MasterCard: P1,000

      • EastWest Everyday MasterCard: P1,400

      • EastWest MasterCard: Gold: P1,250, Classic: P750

      • Hyundai MasterCard: P1,000

      • DLSAA MasterCard: P800

      • EastWest Practical MasterCard: P700

    Interest charge

      • Visa Cards:

        • EastWest Priority Banking Visa Infinite credit card: 1.99% per month.

        • EastWest Visa Platinum credit card: 3.5% per month.

        • EastWest Visa card: 3.5% per month.

      • MasterCard

      :

        • EastWest Platinum MasterCard: 2.75% per month.

        • EastWest Dolce Vita Titanium MasterCard: 3.5% per month.

        • EastWest Everyday MasterCard: 3.5% per month.

        • EastWest MasterCard: 3.5% per month.

        • Hyundai MasterCard: 3.5% per month.

        • DLSAA MasterCard: 3.5% per month.

        • EastWest Practical MasterCard: 3.25% per month

    Cash advance fee 3% of the cash advance amount or P600, whichever is higher.
    Cash advance fee (Over the counter) P500.
    Late payment fee 6.50% of the minimum amount due or P200, whichever is higher.
    Over credit limit fee P500.
    Returned cheque fee P1,000.
    Retrieval fee P200.
    Card replacement fee P500 per replacement.
    Foreign currency conversion fee 2.5% plus Visa and MasterCard charges.
    Gaming and Gambling fee 5% of the amount.
    Multiple payment fee P50 for payment posted after the 3rd posted payment transaction.
    Instalment pre-termination processing fee 5% of the balance or P500, whichever is higher.
    Closed card account service fee P200.
    Minimum payment due computation 5% of the total balance, past due amount, and the amount in excess of the credit limit, or P500, whichever is higher.

    How to Apply for an EastWest Bank Credit Card?

    You can apply for a credit card by visiting the nearest EastWest Bank branch. You can also apply for EastWest Bank credit card online. You will have to fill out your personal and employment information when applying for the card. You can also apply for the supplementary card online.

    EastWest Bank Credit Card Hotline

    You can reach EastWest Bank by phone or email. The hotline number and addresses are as follows:

    • Customer service hotline: 888-1700.
    • Domestic toll-free number: 1-800-1-888-8600.
    • US toll-free number: 1-866-828-6296.
    • Email ID: cards@eastwestbanker.com.
    • You can mail EastWest Bank at EastWest Banking Corporation, Beaufort, 5th Avenue corner, 23rd Street, Bonifacio Global City, 1634, Taguig City, Philippines.

    FAQs about EastWest Bank Credit Card

    1. What is the minimum salary required to open a credit card account?
    2. You must have a minimum of P120,000 annual income to open a credit card account.

    3. How can I avail balance transfer facility, instalment facility, or a supplementary credit card?
    4. You will have to call the customer care at 888-1700 to avail lance transfer facility, instalment facility, or a supplementary credit card.

    5. What are the instalment options available?
    6. You can get instalment option for 6, 12, 18, or 24 months to convert your high ticket items to instalments.

    7. How much money can I withdraw from my EastWest Bank credit card?
    8. You can withdraw a minimum of 50% of the credit limit.

    9. How many supplementary credit cards are offered?
    10. You can get up to 9 supplementary credit cards.

    11. How to Report a lost or stolen EastWest Bank credit card?
    12. If you credit card is lost or stolen, you must immediately report to the EastWest Bank customer service at 888-1700 or 1-800-1-888-6296. You can also write to EastWest Bank. You can also request for a card replacement at the time of reporting it lost or stolen. When you report the card, you will be free from the liability from fraudulent charged made from the time you report the loss.


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