• Landbank Credit Cards offers 4 cards with Gold & Classic options

    Land Bank Credit Card
    Credit Card
    Annual Fee
    Reward type
    Land Bank Classic Local
    Annual Fee:
    P850
    Reward type:
    Insurance and Utilities
    Land Bank Gold Local
    Annual Fee:
    P1,100
    Reward type:
    Insurance and Utilities
    Land Bank Classic International
    Annual Fee:
    P1,500
    Reward type:
    Insurance and Utilities
    Land Bank Gold International
    Annual Fee:
    P3,000
    Reward type:
    Insurance and Utilities

    Land Bank Visa Credit Card

    In the era of cashless purchases, the Land Bank of The Philippines has made transacting much simpler with their range of convenient and easy to use LANDBANK Visa Credit Cards. Widely accepted across the globe, these credit cards offer some value added features to customers like cash advance, medical insurance, travel accident insurance and access to a wide network of payment centers.

    General Features of Land Bank Credit Cards

    • All the 4 Visa cards are accepted in over 220 countries & 30 Million merchant establishments worldwide.
    • Make cash advances for up to 30% of the credit limit through ATM’s.
    • Block lost or stolen cards easily with 24-Hour Lost Card Hotline - 840-7499 or toll-free 1-800-10-840-7499.
    • Pay utility bills such as MERALCO & PLDT at ease by setting up auto debit facility.
    • Medical & Travel insurance cover provided on all Land bank VISA cards.
    • Pay your credit card dues without any hassles with a wide range of payment options such as payment at branches, ATM machines, phone & internet banking etc.

    Eligibility

    The eligibility criteria laid out by Landbank for credit card aspirants is easy to understand and simple to fulfill. The following conditions must be met to apply for a credit card.

    • The applicant must have attained the legal age to qualify.
    • Should have continuous and stable source of income, either from salary or by means of self employment.
    • Should not have any adverse credit records or past instances of default.

    The annual income requirement has been detailed in the table below.

    Type of Credit Card Minimum Annual Income
    Local Classic PhP240,000
    Local Gold PhP400,000
    International Classic PhP300,000
    International Gold PhP400,000

    Requirements (Documentation)

    Along with 1 latest picture and duly filled application form, the following documents should be submitted on the basis of the type of income.

    Salaried Applicants

      • Latest ITR (Income Tax Return)

      • COE (Certificate of Employment) containing the breakdown of compensation.

      • Valid ID issued by government agencies.

      • Details of a co-obligor for applicants who’re renting.

      • ACR (Alien Registration Certificate) or I-card for foreign national residents.

    Self Employed/Businessmen

      • Registration Certificate issued by DTI or SEC

      • Last three years ITR along with Audited Financial Statements.

      • Details of a co-obligor for applicants who’re renting.

      • ACR (Alien Registration Certificate) or I-card for foreign national residents.

    Classic Local

    Carry convenience in your pocket wherever you go with the LANDBANK Classic Local Visa Credit Card. Widely accepted in over 220 countries, experience ease of transacting at over 30 million merchants worldwide.

    1. What is the annual membership fee charged for this card?
    2. An annual membership fee of P 850 is chargeable for this card.

    3. Is there a membership fee charged on supplementary cards?
    4. Yes. An annual membership fee of P 500 is charged on supplementary cards.

    5. Does his card carry a late payment fee?
    6. Yes. Customers will be charged a late payment fee at the rate of 2.25% based on the minimum amount due.

    7. What is the cash advance limit available on this card?
    8. Customers can avail a cash advance up to 30% of the credit limit on their card.

    9. Is there any interest chargeable on the cash advance?
    10. Yes. An interest of 5% is charged on the amount withdrawn.

    Gold Local

    Experience cashless freedom like never before with the LANDBANK Gold Local Visa Credit Card. The unique feature of this card is that it cannot only be used for shopping and dining but also to make utility bill payments for MERALCO and PLDT.

    1. What is the annual membership fee charged for this card?
    2. Customers have to pay an annual membership fee of P 1,100 with this card.

    3. Can customers avail the cash advance facility with this card?
    4. Yes. Customers can withdraw an amount up to 30% of their credit limit with this card.

    5. Do supplementary cards carry an annual membership fee?
    6. Yes. Supplementary cards will be charged an annual membership fee of P 500.

    7. Can I pay utility bills with this card?
    8. Yes. Gold Local card holders can register for utility payments of MERALCO and PLDT.

    9. Will I be charged a late payment fee on my Gold Local Credit Card?
    10. Yes. You will be charged a late payment fee of 2.25% based on the minimum amount due.

    Classic International

    The LANDBANK Classic International Visa Credit Card is specially designed to facilitate cashless purchases not only a home but overseas as well. Widely accepted all over the world, this card comes with a Cash Advance feature which gives you funds at your disposal in times of emergency.

    1. What is the annual membership fee chargeable on this card?
    2. This card carries an annual membership fee of P 1,500.

    3. Is there an annual membership fee chargeable on supplementary cards?
    4. Yes, all supplementary cards will be charged an annual membership fee of P 500.

    5. Is the cash advance facility available on the Classic International Credit Card?
    6. Yes.

    7. What is the late payment fee chargeable on this card?
    8. Based on the minimum amount due, a late payment charge at the rate of 2.25% will be charged for peso transactions and at the rate of 2.00% for dollar transactions.

    9. What are the basic documents required to apply for the LANDBANK Classic International Credit Card?
    10. Customers need to provide a duly filled application form along with one recent 1x1 identity photograph.

    Gold International

    Join the elite circle with the LANDBANK Gold International Visa Credit Card. This well-appointed card can be a valuable companion in good times and bad as it provides Travel Accident Insurance and Medical Insurance cover to the cardholder, along with a list of other benefits.

    1. What is the annual membership fee charged on this card?
    2. P 3,000 will be charged towards annual membership fee for the Gold International Credit Card.

    3. Can I avail the Cash Advance facility on the Gold International Credit Card?
    4. Yes, Cash Advance facility up to 30% of credit limit is available on this card.

    5. Do supplementary cards carry an annual membership fee?
    6. Yes. All supplementary cards carry an annual membership fee of P 1,000.

    7. What is the Deferred Payment Plan?
    8. Under this plan, customers can conveniently pay for high value purchases, from selected merchants, in easy installments, subject to prevailing interest rates.

    9. Is there any insurance cover accompanying the Gold International Credit Card?
    10. This card carries Medical and Travel Accident Insurance cover, subject to terms & condition of the card

    Frequently Asked Questions

    1. I work with the HR department of a multinational company. Are Landbank credit cards also available to corporate customers?
    2. Yes, corporate customers are also allowed to procure credit cards from Landbank which includes both private and government corporations. The requirements have been provided on the official website of Landbank in the Philippines.

    3. How much is the interest rate for cash advances made using Landbank credit cards?
    4. The interest charges are billed at the rate of 5% on the amount withdrawn until full repayment of the amount withdrawn.

    5. I lost my credit card and in the process of requesting for one. Is there a fee charged by Landbank to issue a new card?
    6. Please report the loss of card at the earliest. A fee of P300 is applicable for each card replaced by the bank.

    7. How much is the minimum payment due? I recently signed up for a credit card from Landbank.
    8. The minimum amount due is 3% of the outstanding balance as of the statement close date or P200, whichever is higher. In case of dollar transactions, the minimum dollar amount is USD5.

    9. Please provide the phone numbers for the credit card customer service department of Landbank.
    10. The customer service wing is operational 24/7 and can be contacted on (632) 405-7000 or Toll free:1-800-10-405-7000.

    Other Products from Land Bank

    Land Bank of the Philippines

    Having laid its foundation in the year 1963, the Land Bank of the Philippines, also known as Land Bank, is one of the most successful government run banks which was set up to serve not only to the urban but also the rural population of the country. With an extensive network consisting of over 300 branches and 100 plus ATMs across the country, LBP is the fourth largest bank and the largest government run bank in Philippines. Established with the vision to promote and develop the Filipino countryside, Land Bank operates with a primary focus of serving the agricultural society and is one of the prominent financial credit organization in rural Philippines. A majority of LBP’s customer’s base in rural areas include fishermen, farmers, small to medium scale businesses, micro enterprises, schools, hospitals, socialized housing and other agriculture / environment related products.

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