• MetroBank Credit Cards

    MetroBank Credit Card
    Credit Card
    Annual Fee
    Reward type
    MetroBank Platinum MasterCard
    Annual Fee:
    P3,500
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping, Dining and Premium
    MetroBank Credit Card Classic
    Annual Fee:
    P1,500
    Free for 1st year
    Reward type:
    Travel, Insurance, Groceries, Shopping, Dining and Entertainment
    MetroBank Credit Card Gold
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Insurance, Groceries, Shopping, Dining and Entertainment
    MetroBank Femme Visa
    Annual Fee:
    P1,600
    Free for 1st year
    Reward type:
    Travel, Insurance, Groceries, Shopping and Dining
    MetroBank Robinsons-Cebu Pacific MasterCard
    Annual Fee:
    P3,000
    Reward type:
    Travel, Gas, Groceries, Shopping and Dining
    MetroBank M Credit Cards
    Annual Fee:
    Free
    Reward type:
    Travel, Insurance, Shopping and Dining
    MetroBank Toyota MasterCard
    Annual Fee:
    P2,000
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping, Dining and Entertainment
    MetroBank ON Internet MasterCard
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Shopping
    MetroBank World MasterCard
    Annual Fee:
    P500
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping, Entertainment and Premium
    MetroBank Dollar MasterCard
    Annual Fee:
    P3,600
    Free for 1st year
    Reward type:
    Insurance
    MetroBank Femme Signature Visa
    Annual Fee:
    P3,500
    Free for 1st year
    Reward type:
    Travel, Insurance, Groceries, Shopping and Entertainment
    MetroBank Human Resource Program
    Annual Fee:
    Free
    Reward type:
    Travel, Shopping and Utilities

    Metrobank issues and administers a huge range of credit cards in the Philippines. A variety of credit cards is offered by Metrobank to meet the growing needs of the customer. Metrobank offers exclusive rates and offers which make the credit cards most sought after in the country.

    Features and benefits of Metrobank credit card

    Following are the various features and benefits of Metrobank credit card:

    • Metrobank offers credit cards on Visa and MasterCard platform.
    • All the Metrobank credit cards are chip based and it makes them safe for transacting offline as well as online.
    • The EMV chip ensures protection against cloning and other fraudulent acts.
    • You can earn rewards in the form of points or miles on each transaction.
    • The rewards can be redeemed for freebies, or exchanged for air miles, etc.
    • You get discounts and freebies at the partner establishments.
    • You can get supplementary cards at a nominal cost.
    • You can transfer a balance from other credit cards.
    • You can withdraw cash from the ATMs as well.
    • The credit cards come with an optional insurance cover.
    • You have easy bill payment options to make the repayments.
    • You can convert your unbilled, straight purchases to monthly installments.
    • You get reduced rates on installment for school fees.

    Security Feature:

    • When you shop online, you will be secured with Secure Online Shopping One Time Password. This is a unique password that will be sent to your phone when you use your Metrobank credit card to make a purchase online.
    • The Metrobank credit cards have EMV chip which protects the card from any fraudulent acts.

    Eligibility Criteria for Metrobank Credit Card

    To be eligible to avail a Metrobank credit card, you must meet the following criteria:

    • The minimum age of the principal cardholder should be 21 years.
    • The minimum age of the supplementary cardholder should be 14 years.
    • The applicant must be a Citizen of Philippine or a resident for 2 years.
    • Employed and self-employed applicants must be employed for 2 years.
    • The gross income requirement is as follows:
      • Robinsons MasterCard: Classic – P180,000; Gold – P480,000
      • Toyota MasterCard: P180,000
      • Metrobank Dollar MasterCard: P600,000
      • Metrobank M Lite MasterCard: P200,000
      • Metrobank Gold card: P480,000
      • Metrobank Classic card: P180,000
      • Metrobank Femme ICanServe Visa: P180,000
      • Metrobank Femme Visa: P180,000
      • Metrobank World MasterCard: P5 million
      • Metrobank Femme Signature Visa: P800,000
      • Metrobank Travel Platinum Visa: P800,000
      • Metrobank Platinum Peso MasterCard: P800,000
      • Metrobank M Free MasterCard: P180,000
      • Metrobank ON Internet MasterCard: P180,000
      • PSBank Credit MasterCard: P180,000

    Documents Requirement to Apply Metrobank Credit Card

    Following are the various documents that are to be submitted along with the application form:

    • Photocopy of Driver’s license
    • Police clearance copy
    • Passport photocopy
    • Copy of Postal ID
    • Company ID photocopy
    • PhilHealth card copy
    • Copy of NBI Clearance
    • Copy of voter’s ID
    • Copy of Senior Citizen’s card
    • PRC ID copy
    • SSS card
    • GSIS
    • Foreigners should submit visa or Alien Certificate of Registration and Immigrants Certificate of Residence
    • Employed applicant must submit latest ITR, details of another credit card, latest payslip, or Certificate of Employment.
    • Self-employed applicant must submit the copy of latest audited financial statement and details of another credit card, if applicable.

    Types of Metrobank Credit Cards

    Following are the various types of credit cards offered by Metrobank:

    1. Metrobank Peso Platinum MasterCard:
    2. This card offers access to a wide range of world-class privileges. You will get free gifts, discounts and great deals at the M Here partner establishments. The first supplementary card is free. You can avail 0% installment program. You can triple the rewards when you purchase at Rustan’s Department Store. You will get global emergency services, 24 hour VIP customer service, and concierge service.

    3. Metrobank World MasterCard:
    4. This card comes with unequaled privilege and luxury. The credit limit has no border and you can benefit from the additional purchasing power. The card is chip protected. The first two supplementary cards are free. You get extended warranty on the purchases. You get purchase protection of up to P250,000 for 90 days from the date of purchase. You will get up to P5 million Personal Travel Accident Insurance coverage when you purchase the air ticket with this card. You can double your reward on international transactions.

    5. Metrobank Femme Signature Visa:
    6. This is the most exclusive card that offers exclusive rewards for women. You can enjoy triple rewards for hotel accommodation, salon, hospital bills, and spas. You get up to 50% off at Two Season, Air Juan, and Rags2Riches. You will get access to over 600 airport lounges. The first supplementary credit card is free.

    7. Metrobank Travel Platinum Visa:
    8. You can earn 1 mile for every P17 spent overseas. You get up to 5 million travel insurance coverage. You also get priority pass membership. The first supplementary credit card is free. You get 1 rewards point for every P20 spent.

    9. Metrobank ON Internet MasterCard:
    10. This is a credit card meant for all your internet transactions. This card lets your shop more securely online. This card is designed for non-face-to-face transactions. You earn one point for every P20 spent on the card. Every 10,100 point is equivalent to P500 online shopping credits.

    11. Metrobank Dollar MasterCard:
    12. This card is for US dollar transactions. This card allows you to get charged in dollars. You need not worry about the foreign exchange rate fluctuations. You get up to 5 million travel insurance coverage.

    13. Metrobank Femme Visa:
    14. This card offers shopping, beauty, and wellness privileges. You get free gifts, great deals, and discounts at M Here partner establishments. You earn one point for every P20 spent on the card.

    15. Metrobank Classic card:
    16. This card provides all the privileges, perks, and pleasured of the metro. You get free gifts, great deals, and discounts at M Here partner establishments. You earn one point for every P20 spent on the card.

    17. Metrobank M Free MasterCard:
    18. This card does not charge any annual fee. You get free gifts, great deals, and discounts at M Here partner establishments. This card has an embedded chip that protects it from fraudulent acts.

    19. Metrobank M Lite MasterCard:
    20. This card is the best for savvy spenders who aim for better finance management. The card is chip protected. You get free gifts, great deals, and discounts at M Here partner establishments.

    21. Metrobank Gold card:
    22. This card offers recreational, shopping, and dining privileges. You get free gifts, great deals, and discounts at M Here partner establishments. You earn one point for every P20 spent on the card.

    23. Toyota MasterCard:
    24. This card is the first complete motorist card in the Philippines. You will get dealership benefits, rebates with fuel partners, etc. You get 10% discount at Toyota dealers. You earn double rewards for every P20 spent at the Toyota dealer. You get 3% fuel rebate at over 500 Petron stations.

    25. Robinsons MasterCard:
    26. This card is best suited for shopping. You will get shopping points, rebates, rewards, and discounts. You get free gifts, great deals, and discounts at M Here partner establishments. You can use the Shopping Points earned to pay for up to 50% of your purchases at Robinsons Store. 1 Shopping Point equals to P1. 500 Shopping points are equivalent to P250 cash credit. You earn 1 Shopping Point for every P200 spent on this card. You earn 2 Shopping Point for every P200 spent at the Robinsons Store with your classic card. With the Gold card, you will earn 2 Shopping Point for every P200 spent abroad and 3 Shopping Point for every P200 spent at Robinsons Store.

    27. Metrobank Femme-ICanServe Visa:
    28. This card lets you donate to ICanServe Foundation. The foundation supports and helps women at risk for or living with breast cancer. You get free gifts, great deals, and discounts at M Here partner establishments. You earn one point for every P20 spent on the card.

    29. YAZZ Reloadable Prepaid Visa card:
    30. This is a reloadable prepaid visa card that can be used to shop at accredited Visa establishments. You get access to cash via ATMs. The card is available at Family Mart, CD-R King, Robinsons Department Store, National Bookstore, SM Hypermarket, SM Savemore, SM Supermarket, and the SM Store.

    31. Supplementary Cards
    32. With the Metrobank credit cards, you can get up to 4 supplementary credit cards. The cards will be assigned spending limits. The supplementary cardholder must be between the ages of 14 and 80 years. You can earn rewards on the supplementary cards as well. Supplementary cardholders will get the following services:

      • Bills2Pay
      • Balance transfer
      • Cash2Go
      • Cash Rush
      • Designmycard
      • Bill payment

    Rewards on Metrobank Card

    The rewards offered with Metrobank credit cards are as follows:

    • You earn 1 point for every P20 spent. These rewards can be redeemed for air miles from Cathay Pacific Airlines, Philippines Airlines, or Singapore Airlines.
    • You can triple the rewards when you purchase at Rustan’s Department Store.
    • You can double your reward on international transactions.
    • You can enjoy triple rewards for hotel accommodation, salon, hospital bills, and spas with Femme cards.
    • You can earn 1 mile for every P17 spent overseas with your travel credit cards.
    • Every 10,100 point earned on Metrobank ON Internet MasterCard is equivalent to P500 online shopping credits.
    • You earn double rewards for every P20 spent at the Toyota dealer. You get 3% fuel rebate at over 500 Petron stations with Toyota MasterCard.

    Insurance on Metrobank Credit Card

    You will get the following with some of the Metrobank credit cards:

    • You will get extended warranty on the purchases.
    • You will get purchase protection of up to P250,000 for 90 days from the date of purchase.
    • You will get up to P5 million Personal Travel Accident Insurance coverage when you purchase the air ticket with Metrobank credit card.

    Metrobank Credit Card Balance transfer

    You can transfer the balance from any other credit card. The credit card should be issued in the name of the principal cardholder. The balance transfer is subject to verification and approval of MCC. To be able to avail the balance transfer facility, you cannot exceed the total amount due from the other credit card, the balance must be at least the minimum amount required by Metrobank. The amount you are transferring should not exceed the available credit limit.

    The balance transfer option is offered to the following credit cards:

    • Metrobank Peso Platinum MasterCard
    • Metrobank Classic card
    • Metrobank credit card Gold
    • Metrobank Femme Visa
    • Metrobank Robinsons-Cebu Pacific MasterCard
    • Metrobank M credit cards
    • Metrobank Toyota MasterCard
    • Metrobank ON Internet MasterCard
    • Metrobank World MasterCard
    • Metrobank Dollar MasterCard
    • Metrobank Femme Signature Visa

    Metrobank Credit Card Promo

    Following are the various promotions you can get with Metrobank credit cards:

    • You can enjoy up to 65% off on hotel room when you book through Asiatravel.com.
    • You can get 50% off at Air Juan when you book through Metrobank Femme Signature Visa or Metrobank Travel Platinum Visa card.
    • You can get a free Euroo Powerbank or a Huawei smartphone on a single receipt of P30,000 or P60,000 at Avant, Abenson, and Electroworld stores.
    • You get 20% off on select seating ticket prices for Disney on Ice.
    • You get 50% off at House of Wagyu.
    • You can enjoy 50% off at Heat and Paparazzi.
    • You can get up to 8% cashback at ShopBack.
    • You can get P300 gift pass at the SM Store on a single receipt of P10,000.
    • You get 10% off on a minimum online spend of P1,500 at Lazada.

    Fees and Charges

    Following are the various fees and charges:

    Annual fee – Principal card

    Robinsons MasterCard: Classic – P2,000; Gold – P3,000

    Toyota MasterCard: P2,500

    Metrobank Dollar MasterCard: P4,000

    Metrobank M Lite MasterCard: P1,500

    Metrobank Gold card: P2,500

    Metrobank Classic card: P1,500

    Metrobank Femme ICanServe Visa: P2,000

    Metrobank Femme Visa: P2,000

    Metrobank World MasterCard: P6,000

    Metrobank Femme Signature Visa: P4,500

    Metrobank Travel Platinum Visa: P4,500

    Metrobank Platinum Peso MasterCard: P4,500

    Metrobank M Free MasterCard: Waived

    Metrobank ON Internet MasterCard: P500

    PSBank Credit MasterCard: Waived

    Annual fee – Supplementary card

    The annual fee for the first year is waived except for Metrobank M Lite MasterCard.

    The annual fee for the succeeding years is as follows:

    Robinsons MasterCard: Classic – P1,000; Gold- P1,500

    Toyota MasterCard: P1,250

    Metrobank Dollar MasterCard: P2,000

    Metrobank M Lite MasterCard: P800

    Metrobank Gold card: P1,500

    Metrobank Classic card: P800

    Metrobank Femme ICanServe Visa: P1,000

    Metrobank Femme Visa: P1,000

    Metrobank World MasterCard: P3,000

    Metrobank Femme Signature Visa: P2,250

    Metrobank Travel Platinum Visa: P2,250

    Metrobank Platinum Peso MasterCard: P2,250

    Metrobank M Free MasterCard: Waived

    Metrobank ON Internet MasterCard: P250

    PSBank Credit MasterCard: Waived

    Interest rate

    3.5%

    Retail EIR

    Robinsons MasterCard: 3.54%

    Toyota MasterCard: 3.54%

    Metrobank Dollar MasterCard: 3.54%

    Metrobank M Lite MasterCard: 2.78%

    Metrobank Gold card: 3.54%

    Metrobank Classic card: 3.54%

    Metrobank Femme ICanServe Visa: 3.54%

    Metrobank Femme Visa: 3.54%

    Metrobank World MasterCard: 3.54%

    Metrobank Femme Signature Visa: 3.54%

    Metrobank Travel Platinum Visa: 3.5%

    Metrobank Platinum Peso MasterCard: 3.54%

    Metrobank M Free MasterCard: 3.54%

    Metrobank ON Internet MasterCard: 3.54%

    PSBank Credit MasterCard: 3.54%

    Cash advance EIR

    Robinsons MasterCard: 3.96%

    Toyota MasterCard: 3.96%

    Metrobank Dollar MasterCard: 3.97%

    Metrobank M Lite MasterCard: 3.71%

    Metrobank Gold card: 3.96%

    Metrobank Classic card: 3.96%

    Metrobank Femme ICanServe Visa: 3.96%

    Metrobank Femme Visa: 3.96%

    Metrobank World MasterCard: 3.96%

    Metrobank Femme Signature Visa: 3.96%

    Metrobank Travel Platinum Visa: 3.96%

    Metrobank Platinum Peso MasterCard: 3.96%

    Metrobank M Free MasterCard: 3.96%

    Metrobank ON Internet MasterCard: NA

    PSBank Credit MasterCard: 3.96%

    Cash advance fee

    P600 or 3% of the cash amount, whichever is higher.

    P500 is additional if transacted over-the-counter.

    Late payment fee

    P600 or 7.5% of the minimum amount, whichever is higher.

    Card replacement fee

    P400

    Over credit limit fee

    P500

    Account maintenance fee

    P200

    Cash2Go processing fee

    P100

    Picture card fee

    This is applicable on certain credit cards and the first request is free. The succeeding requests will cost P150.

    Multiple payment fees

    P50

    Installment pre-termination fee

    P500 or 5% of the remaining balance, whichever is higher.

    Gaming services transaction fee

    5% of the amount transacted

    Statement reprinting fee

    P100

    Returned cheque fee

    P1,500

    Balance conversion processing fee

    P100

    Returned document fee

    P300

    Foreign currency transaction

    Visa or MasterCard currency conversion rate plus 2.5% processing fee.

    How to Apply for a Metrobank Credit Card?

    You can apply for a credit card by visiting the nearest Metrobank branch. You can also apply for Metrobank credit card online. You have to fill out personal and employment information when applying for the card. You can also apply for the supplementary card online.

    Metrobank Credit Card Hotline

    You can reach Metrobank through the following ways:

    • Call the customer service at 632-8700-700.
    • The domestic toll-free number is 1-800-1888-5775.
    • You can send an email to customerservice@metrobankcard.com.
    • Contact details for the premium cards are as follows:
      • VIP Customer service – 632-8700-707
      • International toll-free – 800-8-700-0707
      • Domestic toll-free – 1-800-10-8700-707
    • Contact detail for Robinsons MasterCard is as follows:
      • Customer service – 632-898-7088
      • Domestic toll-free – 1-800-10-8700-755

    FAQs about Metrobank Credit Card

    1. How do I redeem the Rewards points?
    2. You can visit the metrobankcard.com to choose your reward. Then you must file for a redemption. You must then wait for the claim at Merchant Voucher. Then you can visit the participating branch and present your credit card with one valid ID and then enjoy your reward.

    3. What are the participating airlines in the rewards program?
    4. The participating airlines are Cathay Pacific Airlines, Singapore Airlines, and Philippine Airlines.

    5. How can I earn the rewards?
    6. You can earn rewards in the form of points or miles on each transaction. Some cards offer double and triple rewards.

    7. What are the various value added services available?
    8. You get the following value-added services, Bills2Pay, Cash2Go, Balance transfer, Cash rush, MTXT, Payment channels, MSOA, and M-Connect.

    9. How to report a lost or stolen Metrobank credit card?
    10. If you credit card is lost or stolen, you must immediately report to the MCC customer service at 8700-700 or 1-800-1-888-5775. You can also write into MCC. The cardholder will be liable for the usages prior to the receipt of advice. You can also request for a card replacement at the time of reporting it lost or stolen.


    News About MetroBank Credit Cards

    • Global Telecom Inc. to receive P7B worth of loans from Metrobank

      As reported early this week, Metrobank will extend Php 7 Billion worth of loans to Globe. These loans will be put into use to finance capital expenditures at Globe and will aim at further enhancing and expanding their presence in other countries.

      The loan agreements were signed by Fabian Dee, President of Metrobank, Mary Mylene Caparas and the Executive Vice President and the CFO of Globe, Alberto de Larrazabal on 23rd November, 2016.

      Globe is said to be spending about $800 million in 2016 for all their capital expenditures which is a considerable drop from the $850 million that was allotted for this financial year.

      All international and domestic transmission facilities are covered by Globes investments and is reported to be currently focusing on data-related projects in the wireless data, broadband network and its LTE expansion.

      Metrobank is known to be a pioneer in the services that they provide and continue to improve customer accessibility year on year. As of the third quarter of the year, the bank has a network of over 900 branches and over 2100 ATMs in the country.

      23rd November 2015

    Credit Cards
  • Contact Us on Mail
    Facebook
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.