• Eastwest Bank Savings Account

    Eastwest bank is one of the leading banks in Philippines that offers innovative financial products and services. The Eastwest Bank savings accounts allow you to save your hard earned money and earn interest on your deposit.

    Types of Eastwest Bank Savings Accounts

    There are different types of savings accounts offered by Eastwest bank for its customers.

    • Passbook Savings
    • Super Saver
    • Passbook plus Debit Card Savings
    • Dollar Savings
    • Cool Savers Kiddie Account
    • Basic Savings Account
    • Renminbi Savings Account

    Features and Benefits

    The savings accounts offered by Eastwest Bank come with a myriad of benefits and features.

    Passbook Savings

    • The minimum initial deposit amount must be Php 5,000.
    • The average daily balance that must be maintained is Php 5,000.
    • In order to earn interest, you must have an amount of Php 10,000 in your account.
    • The rate of interest that you can earn on your savings is 0.25 percent per annum.
    • The withholding tax that is payable is 20 percent.
    • Your funds can be accessed over the counter. You may also access them via mobile banking, internet banking or ATMs.
    • All your transactions are recorded in your passbook.

    Super Saver

    • This account allows you to enjoy rates of interest that are flexible. This suggests that the more you deposit, the higher you earn.
    • You may choose to withdraw from your account anytime you want.
    • On months you don’t withdraw, you can enjoy an extra interest of 0.75 percent per annum.

    Passbook plus Debit Card Savings

    • This account gives you the peace of mind that you deserve. You can enjoy transactions using your debit card issued by Eastwest Bank and all your transactions will be tracked. These will be reflected on your passbook.
    • The minimum initial deposit amount must be Php 10,000.
    • The average daily balance that must be maintained is Php 10,000.
    • In order to earn interest, you must have an amount of Php 25,000 in your account.
    • The rate of interest that you can earn on your savings is 0.25 percent per annum.
    • The withholding tax that is payable is 20 percent.
    • Your funds can be accessed over the counter. You may also access them via mobile banking, internet banking or ATMs.
    • The PDIC coverage that you can avail is Php 500,000.

    Dollar Savings

    • This foreign currency savings account allows you to earn interest and offers standby credit line.
    • Dollar savings accounts is affordable and has a low minimum balance requirement. No service charge is applicable on the withdrawal or deposit of dollar notes.
    • You can avail the Peso credit line too, which is a standby option. It offers you up t0 80m percent of peso equivalent of your dollar deposit at the conversion time using prevalent rates of booking.
    • This account is insured with PDIC up to an amount of Php 500,000.
    • The minimum initial deposit amount must be USD 200.
    • The average daily balance that must be maintained is USD 200.
    • In order to earn interest, you must have an amount of USD 500 in your account.
    • The rate of interest that you can earn on your savings is 0.25 percent per annum.
    • The withholding tax that is payable is 7.5 percent.
    • Your funds can be accessed over the counter. You may also access them via mobile banking, internet banking or ATMs.
    • Your transactions are recorded in the passbook.

    Cool Savers Kiddie Account

    • The minimum initial deposit amount must be Php 2,000.
    • The average daily balance that must be maintained is Php 2,000.
    • In order to earn interest, you must have an amount of Php 2,000 in your account.
    • The rate of interest that you can earn on your savings is 0.25 percent per annum.
    • The withholding tax that is payable is 20 percent.
    • Your funds can be accessed over the counter. You may also access them via mobile banking, internet banking or ATMs.
    • Your transactions are recorded in the passbook.

    Basic Savings Account

    • The minimum initial deposit amount must be Php 2,000.
    • The average daily balance that must be maintained is Php 2,000.
    • In order to earn interest, you must have an amount of Php 2,000 in your account.
    • The rate of interest that you can earn on your savings is 0.25 percent per annum.
    • The withholding tax that is payable is 20 percent.
    • Your funds can be accessed over the counter. You may also access them via mobile banking, internet banking or ATMs.
    • The over-the-counter fees for transaction is Php 100.

    Renminbi Savings Account

    • The minimum initial deposit amount must be CNY 500.
    • You do not need to maintain any deposit.
    • In order to earn interest, you must have an amount of CNY 200 in your account.
    • The rate of interest that you can earn on your savings is 1.00 percent per annum.
    • Your transactions are recorded in the passbook.
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