Metrobank is one of the leading banks in Philippines which offers great financial products and services. The savings accounts offered by Metrobank come with a lot of flexibility and innovation. Your money is safe with bank and you can also earn interest on your deposits.

## Types of Metrobank Savings Account

There are different types of savings accounts offered by Metrobank. These accounts are listed below.

- Passbook Savings Account
- Metrobank ATM / Debit Savings Account
- Metro Dollar Savings Account
- Foreign Currency Savings Account
- Fun Savers Club

## Features and Benefits

Metrobank offers a lot of benefits and features with its savings accounts.

**Passbook Savings Account**

- The initial deposit amount must be at least Php 10,000
- You must maintain a balance of Php 10,000
- In order to earn interest on your savings, your balance must be at least Php 10,000
- The rate of interest that you can earn on your savings is 0.250 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of Php 300

**Metrobank ATM / Debit Savings Account**

- You can clear your bills at more than 1,000 ATMs of Metrobank and 2,600 ATMs of BrancNet across Philippines
- Without cash you can buy things at point-of-sale outlets that are located in different supermarkets, stores and other establishments
- When you are overseas, you can shop at establishments that are Maestro accredited. You can also avail cash in the Cirrus accredited banks in currency of the country that you are visiting.

**Metro Dollar Savings Account**

- The initial deposit amount must be at least USD 500
- You must maintain a balance of USD 500
- In order to earn interest on your savings, your balance must be at least USD 500
- The rate of interest that you can earn on your savings is 0.125 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of USD 5.

**Foreign Currency Savings Account**

Japanese Yen (JPY)

- The initial deposit amount must be at least JPY 50,000
- You must maintain a balance of JPY 50,000
- In order to earn interest on your savings, your balance must be at least JPY 50,000
- The rate of interest that you can earn on your savings is 0.005 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of JPY 150.

British Pound (GBP)

- The initial deposit amount must be at least GBP 600
- You must maintain a balance of GBP 600
- In order to earn interest on your savings, your balance must be at least GBP 7,000
- The rate of interest that you can earn on your savings is 0.250 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of GBP 1.

Euro (EUR)

- The initial deposit amount must be at least EUR 500
- You must maintain a balance of EUR 500
- In order to earn interest on your savings, your balance must be at least EUR 500
- The rate of interest that you can earn on your savings is 0.025 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of EUR 5.

Swiss Franc (CHF)

- The initial deposit amount must be at least F 2,000
- You must maintain a balance of F 2,000
- In order to earn interest on your savings, your balance must be at least F 15,000
- The rate of interest that you can earn on your savings is 0.00 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of F 2.

Canadian Dollar (CAD)

- The initial deposit amount must be at least CAD 2,000
- You must maintain a balance of CAD 2,000
- In order to earn interest on your savings, your balance must be at least CAD 2,000
- The rate of interest that you can earn on your savings is 0.250 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of CAD 4.

Australian Dollar (AUD)

- The initial deposit amount must be at least AUD 1,000
- You must maintain a balance of AUD 1,000
- In order to earn interest on your savings, your balance must be at least AUD 1,000
- The rate of interest that you can earn on your savings is 1.000 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of AUD 1.50.

Chinese Yuan Renminbi (CNY)

- The initial deposit amount must be at least CNY 3,500
- You must maintain a balance of CNY 3,500
- In order to earn interest on your savings, your balance must be at least CNY 3,500
- The rate of interest that you can earn on your savings is 0.250 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of CNY 35.

Singapore Dollar (SGD)

- The initial deposit amount must be at least SGD 500
- You must maintain a balance of SGD 500
- In order to earn interest on your savings, your balance must be at least SGD 500
- The rate of interest that you can earn on your savings is 0.025 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of SGD 5.

**Fun Savers Club**

- You can avail a welcome gift when you open an account
- You can avail educational trust benefit for free which otherwise costs Php 50,000
- The partner establishments offer different privileges and discounts

PESO

- The initial deposit amount must be at least Php 500
- You must maintain a balance of Php 500
- In order to earn interest on your savings, your balance must be at least Php 4,000
- The rate of interest that you can earn on your savings is 0.25 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of Php 300.

DOLLAR

- The initial deposit amount must be at least USD 100
- You must maintain a balance of USD 100
- In order to earn interest on your savings, your balance must be at least USD 200
- The rate of interest that you can earn on your savings is 0.125 percent per annum
- If you fall below the minimum maintaining balance, you will have to pay a fee of USD 5.