• RCBC Savings Account

    RCBC is one of the leading banks in Philippines that offers great financial products and services to its customers. With the RCBC Savings Accounts, you can manage your funds conveniently. Avail benefits that are customised for your requirements and earn interest on the deposits.

    Types of RCBC Savings Account

    There are several types of savings accounts offered by RCBC bank in Philippines.

    • Regular Savings Account
    • Dragon Dollar Savings Account
    • SSS Pensioner Account
    • Payroll Savings Account
    • e.Woman Savings
    • Dragon Peso Savings Account
    • Super Earner
    • RCBC iSave

    Features and Benefits

    There are different benefits and features of the savings accounts offered by RCBC bank.

    Regular Savings Account

    • Enjoy banking as per your convenience as you can access your funds round the clock. The RCBC ATM Card can be used to make payments at more than two thousand departmental stores, grocery outlets, restaurants, etc.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
      RCBC ATM Card Passbook
    Rates of Interest 0.15 percent per annum 0.15 percent per annum
    Minimum initial deposit Php 3,000 Php 10,000
    Minimum balance to be maintained Php 3,000 Php 10,000
    Minimum balance for earning interest Php 10,000 Php 10,000
    Record of Transaction Account Statement Passbook

    Dragon Dollar Savings Account

    • Access the funds whenever you want.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
    • The minimum initial deposit amount must be at least USD 500.
    • The interest rate that you can earn for deposits from USD 1,000 to less than USD 500,000 is 0.125 percent per annum. You can avail 0.250 percent per annum of interest rate if you deposit USD 500,000 or more.
    • The minimum balance to be maintained in the account is USD 500.
    • In order to earn interest, the amount in your account must be at least USD 1,000.
    • You can avail a passbook for record of transaction.

    SSS Pensioner Account

    • Enjoy banking as per your convenience as you can access your funds round the clock. The RCBC ATM Card can be used to make payments at more than two thousand departmental stores, grocery outlets, restaurants, etc.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
      Passbook ATM
    Rates of Interest 0.15 percent per annum 0.15 percent per annum
    Minimum balance to be maintained Php 100 Php 100
    Minimum balance for earning interest Php 10,000 Php 10,000
    Record of Transaction Passbook Account Statement

    Payroll Savings Account

    • Access the funds whenever you want.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink or BancNet ATMs spread across the world.
    • The minimum initial deposit amount must be at least Php 100.
    • In order to earn interest, the amount in your account must be at least Php 10,000.
    • You can avail account statement for record of transaction.
    • The rate of interest that you can earn on your savings is 0.15 percent per annum.

    e.Woman Savings Account

    • Enjoy banking as per your convenience as you can access your funds round the clock. The RCBC ATM Card can be used to make payments at more than two thousand departmental stores, grocery outlets, restaurants, etc.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
      Passbook ATM
    Rates of Interest 0.15 percent per annum 0.15 percent per annum
    Minimum balance to be maintained Php 15,000 Php 15,000
    Minimum balance for earning interest Php 15,000 Php 15,000
    Record of Transaction Passbook Account Statement
    Minimum initial deposit Php 15,000 Php 15,000

    Dragon Peso Savings Account

    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
    • Enjoy banking as per your convenience as you can access your funds round the clock. The RCBC ATM Card can be used to make payments at more than two thousand departmental stores, grocery outlets, restaurants, etc.
      Passbook ATM
    Minimum balance to be maintained Php 15,000 Php 15,000
    Minimum balance for earning interest Php 15,000 Php 15,000
    Record of Transaction Passbook Account Statement
    Minimum initial deposit Php 15,000 Php 15,000
    Rates of Interest:    
    Php 25,000 to 0.150 percent per annum 0.150 percent per annum
    Php 50,000 to 0.250 percent per annum 0.250 percent per annum
    Php 500,000 to 0.275 percent per annum 0.275 percent per annum
    Php 1,000,000 to 0.375 percent per annum 0.375 percent per annum
    Php 2,500,000 to 0.425 percent per annum 0.425 percent per annum
    Php 5,000,000 to 0.500 percent per annum 0.500 percent per annum
    Php 10,000,000 and above 0.5625 percent per annum 0.5625 percent per annum

    Super Earner Savings Account

    • Rates of interest:
    • In order to earn interest, the minimum balance that must be maintained is Php 25,000.
    • The minimum balance that must be maintained must be at least Php 25,000.
    • The minimum initial deposit must be at least Php 25,000.
    • Enjoy banking as per your convenience as you can access your funds round the clock. The RCBC ATM Card can be used to make payments at more than two thousand departmental stores, grocery outlets, restaurants, etc.
    • You can access your funds over the counter or via mobile banking, internet banking, Megalink and BancNet ATMs spread across the world.
      1. 25,000 to below 500,000 – 0.1500 percent per annum
      2. 500,000 to below 1,000,000 – 0.1750 percent per annum
      3. 1,000,000 and above – 0.2000 percent per annum

    RCBC iSave

    • Using RCBC Electronic banking Channels, you can enjoy banking 24X7.
    • You can access your funds using mobile banking and internet banking.
    • There is no minimum initial deposit required.
    • No minimum balance is required to maintain the account.
    • In order to interest, the minimum balance that must be maintained is Php 5,000.
    • Rates of Interest:
      1. 5,000 to 100,000 – 0.1500 percent per annum
      2. 100,001 to 500,000 – 0.1750 percent per annum
      3. 500,001 and above – 0.2000 percent per annum
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