• Standard Chartered Credit Card

    Standard Chartered Credit Card
    Credit Card
    Annual Fee
    Reward type
    Standard Chartered Gold Card
    Annual Fee:
    P2,500
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping and Dining
    Standard Chartered Classic Card
    Annual Fee:
    P1,200
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping and Dining
    Standard Chartered Priority Banking Visa Infinite Card
    Annual Fee:
    P5,000
    Free for 1st year
    Reward type:
    Travel, Insurance, Shopping, Dining and Premium
    Standard Chartered Platinum Cash Rewards Card
    Annual Fee:
    P2,750
    Free for 1st year
    Reward type:
    Travel, Gas, Groceries, Shopping, Dining and Premium

    Standard Chartered offers a wide range of credit cards on Visa and MasterCard platform. The credit cards are accepted worldwide. The credit cards come with attractive benefits and rewards.

    Features and Benefits of Standard Chartered Credit Cards

    Following are the various features and benefits of Standard Chartered credit cards:

    • They are accepted worldwide.
    • The annual fee is waived for the first year.
    • You earn rewards and miles for most of the purchases made with Standard Chartered credit cards.
    • You get attractive deals, offers, and discounts on dining and shopping.
    • You get to choose how you want to utilize the reward points.
    • The reward points can be used to pay the annual fees.
    • You can get up to 5 supplementary credit cards.
    • You can convert the big ticket items to monthly instalments.
    • You can convert your regular purchases to equal monthly instalments.
    • You can automatically charge your utility bills, premium payments, etc. to your Standard Chartered credit card.
    • You can transfer the balance from another credit card to Standard Chartered credit card.
    • You can get a cash advance of up to 30% of your credit limit.
    • You can get cash loan of up to 90% of the credit limit at times of emergencies.

    Eligibility Criteria to Avail Standard Chartered Credit Card

    You must meet the following criteria to avail a Standard Chartered credit card:

    • You must be at least 21 years old to apply for a principal Standard Chartered credit card.
    • Supplementary credit cardholders must be at least 16 years old.

    Types of Standard Chartered credit cards

    Following are the various credit cards offered by Standard Chartered Bank:

    • Standard Chartered Platinum Cash Rewards Card
    • This card offers the highest rebates. You get up to 3% rebate on dining and department store spends. You get 0.3% rebate on all other spends. This card offers exclusive Visa Platinum privileges for golf, dining, and club.

    • Standard Chartered Gold Card
    • This card is reserved for a chosen few. The annual fee is waived for life when you spend a minimum of P90,000 annually. For every P10 spent, you earn one Bonus Point that can be redeemed for Mabuhay Miles, KrisFlyer, Asia Miles, or gift certificates.

    • Standard Chartered Classic Card
    • This card offers ease of spending and is globally accepted.

    • Standard Chartered Priority Banking Visa Infinite Card
    • This card offers exclusive shopping, dining, travel and lifestyle privileges. You get complimentary access to over 600 airport lounges. For every P40 spent, you get 1 KrisFlyer, Asia Miles, or Mabuhay Miles. You get a free complimentary travel accident insurance and inconvenience protection. The benefit offered is up to P20 million when you are travelling abroad. The interest offered is as low as 1.99% per month. You also get year-round privileges at Marriott Manila.

    Supplementary Cards

    You get up to 5 supplementary credit cards. You must be over 16 years to get a supplementary credit card.

    Insurance

    With Priority Banking Visa Infinite card, you get a free complimentary travel accident insurance and inconvenience protection. The benefit offered is up to P20 million when you are travelling abroad.

    Rewards

    For every P10 charged to your Standard Chartered credit card, you get 1 point which can be redeemed for gift certificates, air miles, cash rebates, or to pay the annual fees.

    With your Platinum Cash Rewards card, you get up to 3% rebate on dining and department store spends. You get 0.3% rebate on all other spends.

    Standard Chartered Credit Card Fees and Charges

    Following are the applicable fees and charges:

    Annual fee – Primary card

    Classic – P1,200

    Gold – P2,500

    Platinum – P2,750

    Priority Banking Visa Infinite – P5,000

    Annual fee – Supplementary card

    Classic – P600

    Gold – P1,250

    Platinum – P1,375

    Priority Banking Visa Infinite – Waived

    Interest rate

    1.99% per month.

    Cash advance fee

    4% of the cash advance amount or P375, whichever is higher.

    Late payment charge

    7.5% of the minimum amount or P600, whichever is higher.

    International transaction fee

    2.5% of the amount.

    Overlimit fee

    P500

    Installment pre-termination fee

    5% of the unpaid balance or P1,500, whichever is higher.

    Overpayment refund fee

    P500

    Card replacement fee

    P400

    Duplicate statement fee

    P50

    Returned cheque fee

    P200

    Sales slip retrieval fee

    P200

    Minimum amount due

    P200 or total of 1% of the principal amount due, amount in excess of the credit limit, past due amount, sum of interest, fees, and other charges, whichever is higher.

    How to Apply for a Standard Chartered Credit Card?

    You can apply for a credit card by visiting the nearest Standard Chartered Bank branch. You can also apply for Standard Chartered credit card online. You will have to fill out your personal and employment information when applying for the card. You can also apply for the supplementary card online.

    Standard Chartered Credit Card Hotline

    You can contact Standard Chartered through the following ways:

    • Phone: Metro Manila: 830-1111, Provinces: 1-800-1-888-1188.
    • Fax: 830-1106

    FAQs about Standard Chartered Credit Card

    1. Can I increase my credit limit?
    2. Yes, you can increase your credit limit by calling 830-1111 or you can also write a letter requesting the same. You must be a credit cardholder for at least 11 months before making this request.

    3. Will I be charged any fee if my credit card balance exceeds the credit limit?
    4. Yes, you will be charged an overlimit fee of P500.

    5. How can I make my credit card payments?
    6. You can make your credit card payments via ATM, BancNet, bill payment machines, and over-the-counter.

    7. How much of the credit limit can be used for cash advance transactions?
    8. You can use up to 30% of your credit limit to get a cash advance.

    9. How many supplementary credit cards can I get?
    10. You can get up to 5 supplementary credit cards.

    11. How to report a lost or stolen Standard Chartered credit card?
    12. If you credit card is lost or stolen, you must immediately report to the Standard Chartered customer service at 830-1111 or 1-800-1-888-1188. You can also write to Standard Chartered Bank. You can request for a card replacement at the time of reporting it lost or stolen. When you report the card, you will be free from the obligation from fraudulent charged made from the time you report the loss. The cardholder will be responsible for the transactions incurred prior to the report.


    Credit Cards
  • Contact Us on Mail
    Facebook
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.