Standard Chartered Credit Cards
The bank offers a wide range of credit cards in collaboration with MasterCard & Visa. With a slew of benefits & features, SC credits cards are one of the most sought after cards in the country today. The cards are accepted at millions of establishments worldwide and come with attractive rewards and benefits. Standard Chartered offers the following types of credit cards in Philippines.
- Priority Banking Visa Infinite Card
- Platinum Cash Rewards Card
- Gold Card
- Classic Card
Annual fee for all the cards above are waived for the first year. Earn great rewards and miles for almost all the purchases made with Standard Chartered credit cards. Plus, you also get attractive discounts, offers & deals on shopping and dining. You have the freedom to choose how you would like to utilize the reward points. Redeem them for miles, get rebates, exchange for rewards and pay off annual fees using the accumulated points.
Let us explore the key features and benefits of Standard Chartered credit cards.
Priority Banking Visa Infinite Card
An exclusive lifestyle card that gives you great privileges and deals. A card, custom made to match your style of living. Get special deals and discounts on travel, dining & shopping.
- I am a frequent traveler. Do I get any perks at major airports with this card?
As a Visa Infinite Cardholder, you get complimentary access to over 600 airport lounges worldwide. Relax and unwind at lounges in over 300 cities.
- What is the rate of interest for this card?
The interest rate is really low at just 1.99% per month.
- Is there a travel insurance on the Visa Infinite Card?
You get complimentary travel insurance and inconvenience protection benefit of up to P20 million on overseas travel.
- How much is the annual fee?
The standard annual fee for Visa Infinite Card holders is P5,000. This fee for supplementary cards is waived for lifetime. For the first year, annual fee remains waived for all Standard Chartered credit cards.
- Is there is a fee for cash advances?
For each cash advance, you will be charged 4% of the transaction amount as cash advance fee, subject to a minimum of P375.
Platinum Cash Rewards Card
A rebate rich card that gives exciting rebates on almost all purchases worldwide. Enjoy a min. rebate of 0.3% on all spends which goes as high as 3% on dining and departmental store purchases.
- How does the rebate program work? Do I get a rebate upfront?
For your convenience, rebates are in the form of cash rewards that are credited to your card account at the close of billing cycle. The cash rewards will be detailed in the monthly statement.
- What is the interest rate for Platinum Rewards card?
The rate of interest is 3.50% per month.
- Is there an over limit fee for this card?
Standard Chartered bills an over limit fee of P500 per billing cycle if the cardholder exceeds the credit limit.
- How many supplementary cards can one get on the principal account?
Get up to 5 supplementary cards for each account. The credit limit is shared by all the card holders including the primary.
- How much is the annual fee?
The standard annual fee for Visa Infinite Card holders is P2,750. Supplementary cards come with an annual fee of P1,375. For the first year, annual fee remains waived for all Standard Chartered credit cards.
A card that rewards you with 1 point for every P10 spent. Accumulate points and exchange them for exciting rewards & air miles.
- I heard about an annual fee waiver option on this card. Please tell me more.
If the minimum annual spend is P90,000 and above, get a complete waiver on the annual fee.
- What is Standard Chartered 360 rewards programme?
Under this scheme, you can earn reward points and redeem them for a massive range of rewards such as gift certificates, air miles & even exchange them for annual fee waivers.
- How much is the annual fee for Primary & Supplementary card holders?
Primary cards come with an annual fee of P2,500 and its P1,250 for supplementary cards.
- How much interest do I pay on the Standard Chartered Gold card?
The monthly interest rate for the Gold card is 3.50%.
- What is Late payment charge?
If the credit card payment is not received by the due date, the bank levies late payment charge computed at 7.5% of the Minimum Amount Due or P600, whichever is higher.
A conventional credit card product from Standard Chartered with great features and benefits.
- How does the reward points system work?
Earn 1 reward point for every P10 spent on the classic card. Exchange them for great rewards, air miles & gift certificates.
- How much annual fee do I pay for this card?
For primary cards, the annual fee is P1,200 and P600 for supplementary cards.
- How do I pay my credit card bill?
You can pay your Standard Chartered credit card bills through BancNet via ATM’s and netbanking. Also pay over the counters at branches and automated machines at selected branches.
- My credit card was lost along with my wallet. What should I do?
Call the customer service immediately and report that your card was lost. The bank representatives will block the card immediately which prevents unauthorized use.
- How much is the rate of interest for the Standard Chartered Classic card?
The interest rate is 3.50% per month.
Other Products from Standard Chartered
About Standard Chartered Bank
The bank is the oldest banking institution in Philippines. Standard Chartered pursued its Philippines journey in 1872 by setting up a fully operational office. It has 5 branches and 12 ATM’s across the country, manned by over 500 employees. SC was the first bank to launch premium currency investments in Philippines.
Personal & Corporate banking service offerings are as below.
- Corporate Finance
- Employee Banking
- Financial Markets
- Islamic Banking
- Personal Banking
- Priority & International Banking
- Private Banking
- SME Banking
- Transaction Banking